Stopping paying bills will not affect children's entry into military schools, police academies or soldiers. Stopping interest payment is just a repayment agreement reached between the user and the bank. It will not affect the personal credit of users, nor will it affect children's entrance to universities, civil servants and soldiers. When repaying, it is often because the user can't repay the credit card debt within the specified time. At this time, choosing to stop payment can reduce the frequency of bank collection and reduce the risk of bank prosecution.

However, if parents are listed by the court as the executor of dishonesty, it may have a certain impact on their children's further education and employment. Because the list of people who have been executed for breach of trust is executed by the court, and this information may be included in the credit record, which will affect the credit evaluation of children. However, the specific impact varies with regions, policies and personal circumstances, and needs specific analysis.

Generally speaking, stopping paying interest itself will not affect children's further education and employment, but it is necessary to choose the repayment method carefully when repaying, so as to avoid affecting personal credit records because of the failure to repay on time. At the same time, for credit card users who have difficulty in repayment, it is recommended to actively communicate and negotiate with the bank to choose the appropriate repayment method and time to avoid the great impact on personal credit records due to overdue repayment.