Credit card cash withdrawal and installment repayment are common functions of credit cards. Many bank credit cards support credit card cash withdrawal and the cash withdrawal amount also supports installment repayment. Can Guangzhou Bank credit card cash withdrawal be paid in installments? Today, let’s Let me introduce the relevant content to you.

Can Guangzhou Bank's credit card withdraw cash in installments?

Guangzhou Bank's credit card can withdraw cash in installments, but there is no interest-free period for credit card overdraft withdrawals. The longer it takes to withdraw cash, the longer the repayment time. The slower the time, the higher the interest on the debt. In addition, you should also know the Guangzhou Bank credit card cash withdrawal charging standards, namely:

1 Guangzhou Bank credit card domestic overdraft withdrawal, the handling fee is charged at 2.5 of the cash withdrawal amount (minimum 10 yuan/transaction);

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2 Inter-bank overdraft withdrawals will be charged an additional 4 yuan per transaction on top of the current bank charges;

3 The handling fee for Guangzhou Bank credit card overseas (including Hong Kong and Macau) cash withdrawals through the UnionPay network is the amount of cash withdrawn 3, minimum RMB 15/transaction.

(Picture source: Guangzhou Bank official)

The Guangzhou Bank credit card cash withdrawal interest rate is 5/10,000, which is calculated on a daily basis from the transaction date of the withdrawal amount, and compound interest is calculated on a monthly basis. Until the cash withdrawal amount is paid off in full.

So, even if Guangzhou Bank credit card withdrawals can be made in installments, do not proceed with the installment operation in the end. I hope the above answer will be helpful to everyone.