CITIC Bank has also launched various loan businesses for different users. New Express is a cash installment service provided by CITIC Bank for credit card customers. Users don't need mortgage guarantee when applying for new quick money loans. CITIC New Express does not charge the borrower interest on the loan, but will charge the loan fee, which varies according to the loan term. At present, the loan fee of New Express is as follows: Therefore, users can use the corresponding loan only by paying the loan fee, and repay the loan as scheduled according to the number of loan periods they applied for later. At the time of repayment, the loan fee will be allocated to each repayment cycle. How does CITIC New Express apply for New Express as a popular installment product of CITIC Bank? Many users don't know how to apply for a new quick loan. According to CITIC Bank, CITIC Bank will invite high-quality users with credit cards to apply for express delivery by SMS. After receiving the invitation phone number (call number: 0755-33395558) from China CITIC Bank, if the user wants to apply, he directly agrees to apply and provides his own bound debit card account number, and the application is successful. In addition, users can also take the initiative to apply, log in to the online banking of CITIC Bank, click online application and long-term loan installment application, but unlike telephone invitation to customers, the application for self-occupation may not be approved. When users want to use the fast cash installment newly launched by CITIC Bank, CITIC Bank also has certain application conditions for customers. CITIC Bank said that the new fast loan is a cash installment specially designed for selecting high-quality cardholders. The borrower needs to meet the following conditions before applying for the New Express: 1. The applicant must be a credit card holder of CITIC Bank; 2. The applicant needs to have a good credit status and no bad repayment record during the use of CITIC Bank's credit card; 3. The borrower needs a stable income. In addition, if you want to meet the standard of quality users of CITIC Bank, cardholders can use CITIC Bank's credit card to spend money every month and repay in full on schedule.