1. If you are guilty of credit card fraud, will you be chased online? If you find out the facts of the crime, you may be chased online. 1. It is a criminal offence. 2. The facts of the crime are clear. 3. The criminal is at large. If these three conditions are met, you can go online to search. It does not mean that everyone can see the information of all wanted criminals on the Internet. Generally, there are only some Class A and Class B wanted criminals. Online wanted orders are for internal use by the police and are not open to the entire Internet. Online fugitive pursuit means that public security organs at all levels and localities release the basic information of criminal suspects who should be detained or arrested, as well as criminal suspects and criminals who escaped from detention centers and prisons, to the national fugitive information system on the public security intranet. All public security agencies can conduct inquiries and comparisons. Once a fugitive is discovered, any public security agency can immediately detain or arrest him or her as an investigative measure. 2. Credit card fraud behavior: The objective aspect of the crime of credit card fraud is that the perpetrator uses credit cards to defraud public or private property by fabricating facts or concealing the truth. There are four specific forms: (1) Using forged credit cards. Using forged credit cards is an important form of credit card fraud. There are two main types of counterfeit credit cards: one is to illegally create credit cards that completely imitate the texture, pattern, section, pattern, and magnetic stripe password of a real credit card; the other is to forge based on real credit cards, such as entering other users' personal information on a blank credit card. Copy real information, or enter false information on a blank card, etc. In addition, there are some behaviors that also belong to counterfeit credit cards, such as altering or altering the original credit card. The perpetrator must have used a counterfeit credit card to constitute this crime. The so-called "use" refers to the use of credit cards for payment, consumption, settlement and other activities. The use of a forged credit card can be done by the perpetrator himself after forging it, or he can also use it knowing that it is a forged credit card by others. If the perpetrator sells the forged credit card or simply forges the credit card without using it, he will forge or alter financial instruments. Crime treatment. (2) Using an expired credit card An expired credit card refers to a credit card that has become invalid due to legal reasons. According to the credit card regulations, the reasons that can lead to the invalidation of a credit card generally include the following situations: first, the credit card expires automatically after the expiration date; second, the cardholder stops using it within the validity period and returns it to the original card-issuing bank and it becomes invalid; third, the card holder stops using it and returns it to the original issuing bank and becomes invalid; , invalidated due to reported loss of credit card. Whether the cardholder or non-cardholder uses a credit card knowingly that it has been invalidated, they will be punished for this crime. Does using an altered card mean using an expired credit card? An altered card is of course invalid according to relevant regulations, but alteration is a forgery of altering relevant information on a real, expired credit card, which is why the credit card is absolutely invalid. An invalidated credit card is a real credit card that has become invalid due to legal reasons, and is not invalid from the beginning. Therefore, using an altered card should be classified as “using a forged credit card”. (3) Pretending to use another person's credit card. Credit cards must be used by the cardholder himself. This is an international rule for credit card management. According to this rule, the right to use a credit card is limited to the cardholder himself and cannot be lent or transferred. The so-called "pretending to use another person's credit card" refers to the non-cardholder's use of the credit card in the name of the cardholder to conduct shopping, consumption, cash withdrawals and other fraudulent activities within the credit card business without the cardholder's consent or authorization. To fraudulently use another person's credit card, the perpetrator must have the purpose of illegal possession, which will be different from formal fraudulent use such as borrowing the credit card of a relative or friend. Pretending to use another person's credit card only refers to using someone else's legitimate credit card, and does not include counterfeit or invalid credit cards. If the perpetrator knowingly uses a forged or invalid credit card, it shall be deemed as the use of a forged or invalid credit card. Fraudulent use of credit cards is not limited to "presenting the card", but can also be used without the card. For example, some financial institutions have set up credit card online accounts on the Internet, and credit card users can conduct e-commerce and make online payments. In order to protect the security of users' credit card information, the online financial settlement system sets a special password for each user's credit card. Prevent credit card information from being maliciously stolen and used by others. Although this measure enhances the confidentiality of the user's credit card information, the password itself may also be used fraudulently or deciphered. The actor obtains other people's credit card information through the cracked password and then takes possession of other people's property. This is essentially a fraudulent act of impersonating another person's identity. . Therefore, anyone who uses user passwords for online credit card payments and illegally possesses other people's property should also be classified as credit card fraud.

(4) Malicious overdraft. The so-called overdraft refers to the situation where the cardholder has no funds or insufficient funds in the card-issuing bank account and is allowed to withdraw cash or make purchases with the card in excess of the existing fund limit in accordance with the card issuance agreement or with the approval of the bank. Behavior. Overdraft is essentially a short-term credit provided by banks to customers, and the overdraft function is also the most obvious feature that distinguishes credit cards from other financial documents. Credit card overdrafts are based on the good credit of the cardholder. Therefore, overdrafts are limited to legal cardholders. If an illegal cardholder uses the credit card for overdraft, it cannot be regarded as a credit card overdraft. Overdrafts can be divided into good-faith overdrafts and malicious overdrafts. It is the basic duty of our country's public security departments to capture escaped criminal suspects. Therefore, the relevant bank departments cannot, of course, not report the case just because they find that the criminal suspect has escaped. Credit card fraud itself must be reported first and collected. If the evidence is then used for prosecution, and the criminal suspect has escaped in advance, the case can only proceed to the next step after the criminal suspect is brought to justice.