Credit limit 1 means that the overdraft limit of a credit card is 1 yuan. The credit card limit is given by the bank based on the comprehensive score of the information submitted by the applicant. The reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. One score range corresponds to one result, from not approved to approved, from low limit to high limit. After using the credit card for a period of time, the limit may be reduced, or you can apply to increase the limit.
Several ways to increase credit card limit:
1. Frequency of use: Frequent use of credit cards, regardless of the amount, as long as the card can be swiped, it will definitely be swiped.
2. Amount: It is best if the monthly bill consumption is at least 30% of the total amount.
3. The bill for card consumption must be for 3 consecutive months without interruption, that is, there must be consumption every month.