You can redeem points with China Construction Bank credit card in the following ways:
Online redemption of credit card points of China Construction Bank: Log in to Longka Mall of China Construction Bank, register users and log in, and complete the application through simple steps such as selecting goods, filling in receiving information, order confirmation and order payment.
Call customer service to redeem credit card points of China Construction Bank: call the customer service hotline of China Construction Bank at 400-820-0588, and handle it by voice. Enter the number and quantity of credit card and redemption gift according to the prompt voice, and apply for redemption.
Redeem credit card points of China Construction Bank by SMS: Credit card holders of China Construction Bank can redeem your favorite gifts by sending "the last 4 digits of LPDH # # gift number (7 digits) # quantity" to 95533 through reserved mobile phones.
Credit card integral rules of China Construction Bank:
Cardholders can use CCB credit cards to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, and purchase goods by mail order and installment payment through CCB credit card center.
CCB credit card points calculation rules are as follows:
Credit card points of China Construction Bank include basic points and reward points.
The basic points are as follows: cardholders spend 65,438 yuan with Longka Credit Card+65,438 +0 points with 0 yuan (6 points with Shanghai Volkswagen Longka, 65,438 yuan+0,000 yuan); Every time you spend $65,438 +0 yuan, you get 7 points (if you spend with Shanghai Volkswagen Dragon Card, you get 4.2 points for $65,438 +000); Spend 1 euro with the European Travel Card and get 9 points.
If you successfully handle the installment and mail order installment payment business of CCB credit card merchants, you will get equal points of the total installment principal (the corresponding points will be accumulated when the principal payable in each installment is recorded); Successfully handle the consumption installment business, without changing the original trading points and calculating additional points; Successful car purchase and housing installment business will no longer accumulate corresponding points.
The calculation date of credit card points of CCB is the bank bookkeeping date of this consumption.
Credit card points of CCB are extra points calculated to encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions. Reward points are calculated and used according to the terms of the activities announced by the reward activities. For example, reward points for card opening, double the activity points, etc.
The points of the cardholder's main card and the supplementary card are calculated together, and the points generated by the consumption of the supplementary card are accumulated to the main card.
China Construction Bank Credit Card Points Exchange Method
The credit card penetration rate of CCB is quite high, so how to convert the credit card points of CCB into the bonus hunter issue that many cardholders are most concerned about?
Credit card points of CCB include:
1, basic integral
The basic point is that the cardholder uses the dragon card,
Every consumption is 65,438 yuan +0 yuan products 1 points.
(Use Shanghai Volkswagen Dragon Card to spend 6 points, RMB 1000 yuan);
You can accumulate 7 points for every $65,438 spent +0 yuan RMB.
(USD 100 points for spending by Shanghai Volkswagen Dragon Card); Spend 1 euro with the European Travel Card and get 9 points.
2. Reward points
Encourage cardholders to spend, use cards or use related products or participate in activities and meet the reward conditions to calculate extra points.
The validity period of CCB credit card points:
Points are valid throughout the year within the validity period of the card.
(except for Shanghai Volkswagen Dragon Card and special regulations), the cardholder's points can be accumulated and redeemed after the card expires;
If the cardholder fails to renew or cancel the card upon expiration, the points of the cancelled card can be transferred to other cards under the cardholder's name if there is still a normal Dragon Card credit card under his name. If there is no other credit card, the points of the cancelled card will be cleared.
How to query the points of CCB?
1. Credit card statement: the statement shows the balance of points as of the billing date;
2. China Construction Bank website: log in to inquire about the corresponding points balance;
3. SMS: Send it to 95533 through the mobile phone editing SMS "Last 4 digits of CCJF#" reserved in the credit card system of China Construction Bank, and inquire about the credit card points and current summary points of the credit card under the cardholder's name as of the day before sending the SMS.
4. WeChat: Click "Credit Card-More Services" in the WeChat service number dialogue interface of China Construction Bank, and enter the service serial number according to the prompt to reply, so as to query the credit balance corresponding to the bound credit card.
5. The credit information of Shanghai Volkswagen Dragon Card is subject to the statement of Shanghai Volkswagen Dragon Card. The information displayed on websites and dedicated pos machines is for reference only, and can be queried in the following ways:
(1) Shanghai Volkswagen Dragon Card Website Shanghai Volkswagen Sales Service Store's dedicated pos machine for Shanghai Volkswagen Dragon Card.
How to exchange specific points for gifts in China Construction Bank;
(1) Online application: the cardholder logs in as a registered user/login, selects the complimentary gift, and then orders according to the prompts. The order can be completed by confirming the exchange information such as the number of gifts and the delivery address, and entering the mobile phone number, credit card and other simple steps.
(2) Voice phone self-service application: Call the bonus gift redemption hotline (021-50619818), enter the redemption gift number and quantity according to the operation steps, and submit the redemption application.
(3) SMS application: the cardholder sends SMS to apply for gift exchange through the mobile phone reserved by CCB's credit card system. The format of the short message is edited as follows: the last 4 digits of LPDH # # Gift quantity (7 digits) # are sent to 95533.
(4) Cardholders of Diamond Credit Card and Platinum Credit Card (Premium Edition and Elite Edition) can call 400-888-8858 to apply for redemption of points gifts.
Warm reminder: Only the main card can apply, but the auxiliary card cannot.
How to exchange credit card points of CCB?
China Construction Bank credit card points exchange method:
1. CCB integral mall Exchange. (1) Exchange through CCB integral mall, and select the items to be exchanged. (2) Enter the item details page, and then click "Redeem Now" on the right. Users who have not logged in beforehand need to log in first. (3) You will be prompted that the order was submitted successfully, and then click "Confirm Payment". (4) Then enter the user's CCB credit card and additional code, and then click "Next". (5) Then enter the credit card password, credit card expiration date and other information, and then click "Redeem" to redeem successfully.
2. Call the customer service phone of CCB to exchange goods. Call CCB Credit Card Service at 4008200588. Enter the credit card according to the voice prompt, exchange the number and quantity of the gift, and then apply for exchange. (3) SMS communication. Send "LPDH# # GiftNo. # Last 4 digits in quantity" to 95533 to exchange gifts.
Operating environment: download CCB 1.09. 1 apple 12, ios 14.
1. CCB Credit Card is a credit card issued by China Construction Bank. The credit cards issued by China Construction Bank are all named "Longka", including: Longka Famous School Card, Longka Business Card and Longka Automobile Card.
2. Interest-free repayment period: Interest-free repayment period refers to the interest-free period of consumer transactions enjoyed by cardholders who repay in full on schedule. The interest-free period is from the bank bookkeeping date to the repayment date, with a minimum of 20 days and a maximum of 50 days. Overdraft cash withdrawal transactions do not enjoy interest-free repayment period.
3. If the repayment is not made in full before maturity, the interest-free period will not be enjoyed. The Construction Bank will charge interest at a daily interest rate of 0.5 ‰ and compound interest monthly. The interest-bearing date is from the date of consumption to the date of repayment, and the interest-bearing principal is calculated according to the actual amount payable. If the repayment is not made before the due repayment date or the repayment amount is lower than the minimum repayment amount, CCB will charge interest as required, and at the same time charge a late fee of 5% of the minimum repayment amount.
4. Revolving credit generally means that the credit limit of a credit card can be recycled. As long as the customer can repay the amount in time after each use (including the minimum repayment method), it can be reused without applying before each use. Revolving credit is the inherent attribute and main function of credit card, which brings convenience to cardholders.
How to exchange credit card points of CCB for telephone charges? Pay attention to these matters!
Many card friends think that CCB credit card points can only be exchanged in kind in shopping malls, but they don't know that they can also be exchanged for mobile phone bills. No matter whether your mobile phone is telecom, Unicom or mobile, as long as you have enough points, you can exchange phone bills directly in integral mall. Here's how to exchange credit card points for phone bills.
How much can I exchange for credit card points of CCB?
Credit card points of CCB can be exchanged for 50 yuan and 100 yuan for direct recharge. However, different denominations of phone bills require different points.
50 yuan needs 3 1000 points to recharge the phone bill, and 100 yuan needs 62,000 points to recharge the phone bill.
How to exchange credit card points of CCB for telephone charges?
1. Go to integral mall of China Construction Bank, click "Card Exclusive" in the navigation bar, and click the scroll "Points for phone charges, and" Oil "for me to divide";
2. Then on the activity page, select the phone bill to be recharged, enter the redemption page, and click Redeem Now;
3. Enter the account password to log in in the pop-up dialog box;
4. Fill in the recharge information according to the page prompts, enter the mobile phone number to be recharged, and complete the integral payment.
5. After the successful exchange, the phone bill will arrive in about 3 working days, and you will receive a short message prompt at that time.
Matters needing attention in transferring credit card points to telephone charges of CCB:
1. The redemption card type does not support China Southern Airlines Dragon Card, China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, Volkswagen Dragon Card, Zhuo Yue Business Card, Dongfeng Nissan Owner IC Credit Card, Chunqiu Dragon Card, Tencent Dragon Card, WEHOTEL Card, Air China Dragon Card and Jixiang Dragon Card.
2. The exchange time is 201811-20181;
3. If the recharge fails, the corresponding points will be returned within 3 working days;
4. Recharge of products such as PHS, fixed line and broadband is not supported.
The above is the related introduction of "Credit Card Points Exchange for Telephone Charges of CCB". If you have any questions, you can call Huianrong customer service hotline 40092666 12 for consultation (Monday to Sunday 9: 00 ~ 19: 00).
These channels can be selected for credit card points redemption of CCB.
Credit card consumption has accumulated certain points. What should a cardholder do if he wants to change it into a gift? Today, I have carefully sorted out the credit card points exchange methods of CCB, mastered these points exchange channels, and worried that the points have not been spent?
Credit card points exchange method of CCB
1. Redeem points and gifts online by credit card integral mall. Whether the application is successful or not will depend on whether the cardholder's points are deducted enough and the gift inventory.
2. For SMS application, send the last four digits of "34 1 (or LPDH)# # to 95533" using the mobile phone number reserved by our bank.
Reminder: "#" can be replaced by a space, and SMS does not support the application for redeeming airline miles and Jinjiang VIP program membership points.
3. Longka automobile card points holders can call the customer service hotline of CCB at 400-820-0588 to apply for points exchange for refueling fees.
4. Cardholders of Diamond Credit Card and Platinum Credit Card (Premium Edition and Elite Edition) can call 400-888-8858 to apply for redemption of points gifts.
5. When the credit card is swiped by the points redemption partner of CCB, the points will be used to deduct part of the consumption to redeem gifts.
Precautions for Credit Card Points Redemption of CCB
1. The redemption of points shall be applied by the main cardholder, and the supplementary cardholder shall not apply.
2. The points of China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card, Air China Dragon Card, Shanghai Volkswagen Dragon Card and Dongfeng Nissan Dragon Card are specially redeemed for designated gifts, and the points of other cards under the cardholder's name are not allowed to be transferred to the above cards for special redemption.
3. If the bonus gift exchanged by the cardholder occurs, the cardholder shall bear and declare the corresponding tax.
What can CCB credit card points do?
CCB credit card points can be exchanged for gifts, coupons and charitable donations. The redemption steps are as follows:
1. Open CCB official website and select points redemption.
2. After entering integral mall, you can choose the special card and enter the page for redemption.
You can choose to donate with love.
Extended data:
Introduction of China Construction Bank's Integral Dream and Micro-public Welfare;
Although the number of points is very small, gathering together will generate huge positive energy, and donating others will also achieve yourself and complete your beautiful dream of public welfare. The Central Financial Youth League Working Committee also officially launched the "dream of financial youth volunteers' public welfare points", and "dream of points _ micro-public welfare" is an important part of this action.
References:
China Construction Bank-integral mall
This concludes the introduction of CCB credit card products.