No, the credit card only pays back the amount spent during the bill period, and there is no need to pay any fees. If there is a charge, it may be charged by a third-party platform, and the bank itself does not charge repayment fees.

If repayment is made from a third-party platform, the platform will charge a service fee of 0. 1% of the repayment amount, and some platforms will also give users the corresponding repayment amount, and a handling fee will be charged for the excess.

How many days is the credit card overdue?

Generally speaking, even if the credit card is overdue for three days after the repayment date, the bank's credit card usually has a grace period, but the number of days of grace period is not uniform among banks. According to the regulations of the bank, as long as the grace period exceeds the repayment date, it is considered overdue;

According to "China Bank Card Industry Self-discipline Convention", banks provide time-sensitive services to cardholders, remind them of repayment by SMS or email at least 3 days before the due repayment date, and provide a repayment period of at least 3 days.