Really. Nowadays, many credit cards are approved in this way. The online test only requires you to fill in some basic information, and then you need to go to an offline branch to fill in more information for an interview. Although it is said that you have passed the preliminary examination, you may not be able to pass this interview.

If you apply for a CMB credit card through online channels (except for door-to-door applications and professional version applications), you need to bring your original ID card to the CMB counter (either in the same city or in another place) for an interview (confirmed by your signature).

Passing the initial review of the system will trigger an invitation SMS message for an interview. The interview is valid for 30 days. Failure to do so will be deemed as automatic abandonment of credit card application, and credit card applications cannot be submitted online within 90 days. The credit card has been approved and you can wait for the card to be issued.

After the credit card is approved, the card needs to be printed, which usually takes about 1-2 working days. When the card is sent, you will be notified by SMS:

1. If it is sent by registered mail If sent, it will usually be received in about 7-15 days;

2. If sent by EMS, it will arrive in 3 to 4 days nationwide, within 2 days in this province, and 7 to 10 days abroad (already with (A country with which China has signed a peace treaty);

3. After receiving the SMS notification of the bank sending the card, you can check the delivery progress through the tracking number on the official postal website; the above is calculated from the bank sending time, excluding Waiting time for card printing.

: Do I need an interview to apply for a China Merchants Bank credit card online? When applying for China Merchants Bank online for the first time, an interview is an essential process, and its main purpose is to confirm whether the cardholder is the same as the card applicant. Different from some banks, China Merchants Bank's credit card adopts the method of sending the card first and then interviewing for signature. After getting the credit card, the applicant only needs to bring his or her ID card and credit card to the counter for signature. During the interview, you may be asked some questions, and then asked to copy a paragraph and take a photo. After the interview is successful, you can activate the credit card for use, and there is no need for other processes and waiting time. During the interview, many staff will ask you to apply for a savings card to deposit 1,000, or purchase financial management, saying that it can increase the success rate. However, many cardholders report that they can successfully interview even if they refuse to save money or buy financial products, so it’s up to you to choose. Notes for the China Merchants Bank credit card interview: 1. Bring the materials required for the visa interview, including ID card, credit card, etc., and remember to bring the mobile phone with the reserved number when applying; 2. Remember the information filled in during the application, and answer the staff’s questions The timing must be accurate and do not hesitate. 3. It is recommended that you dress neatly and do not wear slippers, shorts, or a vest, otherwise you are very likely to be rejected.