I love cards. I would like to introduce the types of Guangfa credit cards to cardholders in detail for their reference. Types of CGB Credit Cards CGB Yintai Credit Card not only has the basic financial functions of CGB, such as accumulated points for overdraft withdrawal, 50-day interest-free repayment period and full protection 48 hours before loss reporting, but also enjoys a variety of shopping preferential functions, including: discount cash back, free installment, multiple points, redemption of points for shopping cards, free parking and so on. At the same time, Yintai Card also enjoys various rights and interests of Yintai VIP. Guangfa Taobao Credit Card This card has the basic services and functions of Guangfa Credit Card, and has unique functions such as credit card consumption return and continuous installment return. After activating the card consumption, there are lovely fashion Taobao dolls and Alipay points. Note: Guangfa Taobao Card has no integral function. Guangfa Ctrip Credit Card This card is specially designed for business travelers. The special features of the card include two-in-one and two-way accumulation of Ctrip points, gift of travel accident insurance, and free cash withdrawal once a month to meet the needs of business travelers. Guangfa smart credit card Guangfa smart card has unique IQ300 smart consumption refund discount, which allows you to enjoy super high return reward. Coupled with IQ300 smart consumption, overdraft withdrawal, installment points discount, double points to cover consumption, endless feedback. In addition to the basic services and functions of China Eastern Airlines Credit Card, China Eastern Airlines Co-branded Card also has many intimate functions (automatic redemption of China Eastern Airlines mileage, high aviation accident insurance and inconvenient travel insurance, full card loss protection 48 hours before loss reporting, and interest-free installment payment by all banks). Guangfa 7-day co-branded credit card Guangfa 7-day co-branded credit card is a credit card with cartoon payment function jointly issued by Guangfa Bank and 7-day hotel chain. This card can enjoy 7 days of hotel membership rights, and at the same time, it has the function of financial services with wide card issuance, and gives a high amount of travel accident insurance. At present, the card only issues UnionPay brand gold cards. Guangfa Shenzhen Airlines Zunpeng Credit Card
Types and Introduction of Guangfa Credit Card (Debit Card)
The types of CGB credit cards (debit cards) can be distinguished by the following methods:
1. According to the credit card (debit card) level, Guangfa credit card (credit card) can be ordinary card, gold card or platinum card.
2. Guangfa credit card (debit card) can be divided into urban white-collar workers, car lovers, business travelers, supreme elites and joint credit cards (debit cards) according to their functions, among which:
1. Urban white-collar workers mainly include Guangfa Faner Credit Card (credit card), Guangfa Sharp Credit Card (credit card) and Guangfa Tencent Co-branded Credit Card (credit card).
2. Car lovers mainly include Guangfa Easy Car Co-branded Card, Guangfa Owner Credit Card (Debit Card) and Guangfa ETCP Co-branded Credit Card (Debit Card);
3. There are mainly Guangfa Ctrip Credit Card (credit card), Guangfa China Southern Airlines Mingzhu Credit Card (credit card) and Phoenix Yin Zhiguo Airlines Guangfa Credit Card (credit card).
4. The Supreme Elite mainly includes Guangfa Ctrip Platinum Credit Card (credit card), Guangfa Diamond Card, Guangfa Unlimited Card/World Card, etc.
5. Co-branded credit cards (credit cards) mainly include Guangfa Southern Airlines Pearl Credit Card (credit card), Guangfa Eastern Airlines Credit Card (credit card) and Guangfa Taobao Credit Card (credit card);
As for the detailed information of credit card (debit card), you can check it on the application page of Guangfa Credit Card (debit card).
Which card is the most practical for Guangfa Credit Card?
There are many kinds of cards in Guangfa Bank, and users can choose according to their own situation.
The types and characteristics of credit cards of Guangfa Bank are as follows:
(1) Guangfa Bank Vibrant Credit Card: The discount is mainly reflected in sports.
(2) Guangfa Bank Yintai Credit Card: This card is mainly for fashion elites.
(3) China Guangfa Bank Zhongjing Huitong Credit Card: 2% cash will be returned by swiping the card to refuel.
(4) Guangfa Bank Taobao Credit Card: It has unique functions such as "credit card consumption return" and "continuous installment return".
(5) China Guangfa Bank Ctrip Credit Card: issued to meet the needs of business travelers.
(6) Guangfa Bank Smart Credit Card: unique IQ300 smart consumption refund discount.
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.
The main features of credit cards:
1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
4. Credit cards can reduce the use of cash and currency;
5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
6. Credit cards can simplify the collection procedures and save social labor;
7. Credit cards can promote commodity sales and++social demand.
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, a legal person can also be an applicant.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
What kind of credit card is better and more practical?
By listing the types and functions of credit cards of Guangfa Bank, we can see at a glance which one is good and which one is suitable for our own use.
Credit card types of China Guangfa Bank 17:
(1) Guangfa Bank Vibrant Credit Card: The discount is mainly reflected in sports.
(2) Guangfa Bank Yintai Credit Card: This card is mainly for fashion elites.
(3) China Guangfa Bank Zhongjing Huitong Credit Card: 2% cash will be returned by swiping the card to refuel.
(4) Guangfa Bank Taobao Credit Card: It has unique functions such as "credit card consumption return" and "continuous installment return".
(5) China Guangfa Bank Ctrip Credit Card: issued to meet the needs of business travelers.
(6) Guangfa Bank Smart Credit Card: unique IQ300 smart consumption refund discount,
(7) China Eastern Airlines Credit Card of Guangfa Bank: Credit card spending can be automatically converted into China Eastern Airlines mileage, high aviation accident insurance and travel inconvenience insurance, full card loss protection 48 hours before loss reporting, and interest-free installment payment.
(8) China Unicom Credit Card of Guangfa Bank: Cardholders can enjoy interest-free and fee-free installment discount when purchasing Unicom products such as iPhone.
(9) Guangfa 7-day co-branded credit card: jointly issued by Guangfa 7-day hotel chain, and the discount is mainly reflected in the hotel.
(10) Guangdong Development Bank Shenzhen Airlines Zunpeng Credit Card: It has the functions of "mileage advance" and "associated account".
(1 1) Guangfa Bank QQ Credit Card: Guangfa QQ Car Card, mainly for private car owners.
(12) Guangfa Hope Credit Card: Charity.
(13) China Southern Airlines Pearl Credit Card of Guangfa Bank: mainly providing aviation services and wealth management services.
(14) Credit card features of Guangfa Bank: card loss protection, "Yangyanghang" interest-free installment payment, mail order installment payment, overdraft withdrawal, etc.
(15) standard credit card of China guangfa bank: featured functions include card loss protection 48 hours before full loss reporting, optional free insurance gift, ultra-low minimum repayment amount, ultra-long interest-free repayment period, "yangyanghang" interest-free installment payment, mail order installment payment, overdraft withdrawal points counting, etc.
Annual fee of main card: Puka UnionPay card annual fee, 40 yuan Gold Card UnionPay card annual fee, 80 yuan.
Free annual fee policy: free annual fee in the first year, and free annual fee in the following year after swiping the card six times. The annual fee for MasterCard Titanium Card is charged to 480 yuan in the first year. From the first year, the annual fee for swiping the card can be 80,000 yuan, that is, the annual fee for the second half of the year is exempted.
Cash advance limit: 50% of the credit limit.
Interest-free period: 20 to 50 days.
Consumption verification method: signature+password
Revolving credit interest (daily interest): 0.05% interest is charged every day, with a minimum charge of 1 yuan.
Consumption SMS notification fee: 300 yuan and above are free, and SMS notification function is required in 300 yuan and below. The fee is 3 yuan per month.
I would like to ask how many types of Guangfa credit cards are there?
There are many types of credit cards in Guangfa Bank. The main types and characteristics of various credit cards are as follows:
(1) Guangdong Development Bank Vitality Credit Card: The discount is mainly reflected in sports, and users who like sports can choose.
(2) Guangfa Bank Yintai Credit Card: This card is mainly for fashion elites.
(3) China Guangfa Bank Zhongjing Huitong Credit Card: 2% cash will be returned by swiping the card to refuel, and users with cars can choose.
(4) Guangfa Bank Taobao Credit Card: Credit card consumption return, continuous installment return and other functions are more common.
(5) China Guangfa Bank Ctrip Credit Card: issued to meet the needs of business travelers.
(6) Smart Credit Card of Guangfa Bank: Consumer refund discount, optional for users who love shopping.
(7) China Eastern Airlines Credit Card of Guangfa Bank: Credit card spending can be automatically converted into China Eastern Airlines mileage, high aviation accident insurance and travel inconvenience insurance, full card loss protection 48 hours before loss reporting, and interest-free installment payment.
(8) China Guangfa Bank Unicom Credit Card: Cardholders can enjoy free installment discount free of interest and handling fee when purchasing Unicom products.
For more information, there are several types of Guangfa credit cards. Go to: See more.
This is the end of the introduction of several types of Guangfa Credit Card and several types of Guangfa Credit Card. I wonder if you have found the information you need?