If it is the first time to use a bank credit card, if there is no bank outlet in your city, you can't accept the credit card application for the time being. It is best to apply for a credit card at a bank with local outlets.

To apply for a credit card, you need to prepare the following materials.

1. Applicant's identification: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and the soldier needs to provide a copy of the military ID card;

2. The applicant's work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the company's official seal or personnel seal), or it can be a copy of the work permit verified and marked by the sponsor;

3. Proof of the applicant's financial source: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a document that proves the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.