CCB is one of the four major state-owned banks and a bank that everyone trusts. We know that the credit card application conditions of state-owned banks are higher than those of commercial banks, so let’s take a look at the conditions for CCB credit card application.

The conditions for applying for a CCB credit card are as follows:

1. To apply for a CCB credit card, you must be between 18 and 70 years old, have full civil capacity, and have a stable career and income. , with good credit status and the ability to repay on time, including foreigners and compatriots from Hong Kong, Macao and Taiwan with fixed occupations and residences in my country, can apply for Dragon Card (dual currency) credit card.

2. Applicants need to work in the local issuing bank of China Construction Bank for six months or one year in total; and their annual income must meet the standards specified by the local branch, which can be calculated based on thirteen months’ monthly salary. . If the applicant has a certain social status or the annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and has excellent credit, a gold card can be issued upon the applicant's application or with his or her consent.

The conditions for applying for a principal credit card are:

1) Be between 18 and 70 years old and have full capacity for civil conduct;

2) Have a stable career and income, able to repay principal and interest on time and have good credit.

Note: According to the regulations of the China Banking Regulatory Commission, college students who are over 18 years old must implement a second source of repayment when applying for a card. Therefore, when applying for a card, there will be relevant declaration materials that your parents (or relatives) need to fill out and submit.

The conditions for applying for an additional card are:

1) Have full capacity for civil conduct or be over 13 years old with limited capacity for civil conduct;

2) Not satisfied Those who are 18 years old must obtain the consent of their legal guardian to apply for an additional card, and can only apply for the additional card of their legal guardian.

Summary: The above is all about the application conditions for CCB credit card. I hope it will be helpful to you when applying for CCB credit card.