Passing the preliminary review means that the applicant's information has basically met the bank's card issuance standards, but it does not mean that you can get a credit card. Because the process has not been completed at this time, the bank will still check your personal credit report after passing the preliminary review. Applicants need to pay attention to the final review results or card mailing information.

1. After the bank receives the customer information, it must first conduct a preliminary review. The preliminary review includes: reviewing the copy of the identity document, the original work certificate, the original salary and income certificate, whether the application form is complete, and if the certificate Notify the customer of supplementary parts if insufficient.

2. Enter credit card approval: Use the ID card verification system to query and verify the authenticity of the customer's ID card information, and check whether the customer has a bad credit record in the personal credit reporting system. Banks mainly look at the number of credit inquiries and the specific circumstances of applying for a loan or credit card business. This is used to determine whether the applicant's past credit report meets the conditions for card approval.