Love installment is a formal installment loan platform. The loan amount is about 3000-8000 yuan, and the longest service period is 12 months. The conditions for applying for love installment are: age 20-50, mobile phone number of real-name registration system, sesame score of 550 or above, and credit card with common repayment. The launch time is not very long, and the popularity is not very great, but from the feedback of used users, this cut is relatively formal. At present, the product has been connected to the credit information system, and users with poor credit information cannot apply. Moreover, if there is overdue behavior, it will leave bad credit information records, which will have a serious impact on normal work, life and travel. Therefore, before deciding on the loan, everyone must spend according to their repayment ability. If it is overdue, they will be charged a high penalty, and those who maliciously fail to repay will take the defendant to court for compulsory repayment.

1. Is the installment loan reliable?

As long as it is used correctly, it is basically reliable.

Second, the meaning of installment payment

Installment payment is mostly used for some product transactions with long production cycle and high cost. Such as complete sets of equipment, large vehicles, heavy mechanical equipment and other products. Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed. The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.

Third, the market significance.

Installment loan is actually a kind of loan provided by the seller to the buyer. The seller is the creditor and the buyer is the debtor. The buyer can get the goods or services he needs only by paying a small amount of money, but because the interest is included in the future installment, the amount paid for the same goods or services by installment is more than the amount paid in one lump sum. Is there a reliable installment loan? On the one hand, installment payment allows sellers to complete promotional activities, on the other hand, it also provides convenience for buyers.

Fourth, behavioral characteristics

Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed. The buyer and the seller sign a contract at the time of transaction, and the buyer pays the goods and services to the seller in installments within a certain period of time. The date and amount of each payment are stated in the contract in advance.

Suggestions on the use of verbs (abbreviation of verb)

Find out the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase. For example, GDB card, you can apply for installment payment for a single transaction in 500 yuan, and you must call customer service to register before consumption; China Merchants Bank can apply for installment payment for consumption in Gome, B&Q and other places. It is important to find out whether this consumption can be paid in installments before shopping. Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. Calculate the handling fee to be paid before consumption. If the price is acceptable after adding the handling fee, it is not too late to swipe your card again.