Credit cards reflect personal credit and repayment ability. Card issuers generally issue different levels of credit cards based on the credit card applicant's social status, financial strength, purchasing power, credit rating and other standards. Therefore, credit cards have also become a symbol of identity and status.

Ordinary cards are the lowest level of credit cards issued by card issuers. In the past, there were also card issuers that issued Silver Cards. Nowadays, they generally cancel the setting of silver card levels and combine silver cards and ordinary cards. They fall into one category, called Puka for short. In fact, ordinary cards also have advantages and disadvantages, which are reflected in the credit limits approved for cardholders.

The main differences between gold cards and ordinary cards are the restrictions on application qualifications and the level of credit limit.

The Platinum Card is a credit card launched by the card issuer to distinguish it from the Gold Card customers, and provides higher-end services and benefits than the Gold Card. It generally adopts a membership system, with customer service hotline services and times. Respectable value-added services. It usually has service functions such as global airport VIP room privileges, personal annual consumption analysis reports, high-value traffic insurance, global emergency support services (GCAS), and 24-hour global exclusive platinum hotline phone services.