1. No

2. The bound bank card cannot be used as a credit card. A debit card must be used. The bound bank card is called a third-party escrow. The application method is:

p>

A. Bring your valid ID card, bank savings passbook with the same name (if not, you can open one on the spot) and Shenzhen and Shanghai shareholder code card to the bank branch designated by the securities company where you opened the account to apply for third-party custody;

B. Fill out the "Securities Entrustment Transaction Agreement" and "Bank Securities Entrustment Agreement" and receive the customer copy of the agreement.