How to repay in installments with a credit card

When you are under pressure to repay funds, choosing to repay in installments with a credit card can relieve your financial pressure and will not affect your personal credit report. Condition.

The common ways to choose credit card installment repayment are as follows. You can choose according to your own needs:

1. Telephone application method. Nowadays, many customer service staff of banks will call to ask whether they need to apply for credit card installments before the repayment date. You can choose from 3 months, 6 months, or 12 months according to your repayment ability. At the same time, you can also take the initiative to apply by phone or edit a text message to the credit card SMS platform to apply;

2. Log in to the bank's official website, enter the credit card center, apply for the credit card installment repayment business, and click on the amount you need to apply for the installment. Just confirm the repayment cycle;

3. Follow the credit card official account, enter the credit card installment in the query column, and the content of the installment business will pop up, and you can make the corresponding selection according to your own needs. Just go through it;

4. Go to the bank counter to handle it. If you have any questions, you can directly consult the bank counter staff for face-to-face communication.

Nowadays, credit card installment business is a regular service launched by various banks, and everyone can handle the business according to their actual needs.

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How to repay a credit card in installments

Credit card bill installments refer to the payment of unpaid bills Transactions and billed transactions are amortized. The application qualifications, installment amount, number of installments and rates are subject to the comprehensive evaluation of the credit card center. [You can click here for the web link].

If it is a China Merchants Bank credit card, you can choose the following channels to apply for bill installment:

Handheld Life: After logging in to Handheld Life, click Finance → Installment → Bill Installment, fill in the amount and number of installments, Then click "Preview Order" to submit the application.

Online banking: Log in to the public version or professional version, click "Instalment Management" - "Bill Installment - Deposited" / "Bill Installment - Not Deposited" - "Instalment Application" on the credit card interface.

Mobile banking: After logging in to mobile banking, click My → All → Credit Card → Installment to enter the operation page. Enter the application page to see the optional number of installments and installment rates.

Credit card telephone channel: Dial the credit card customer service hotline and press the button to directly state the business you need to apply for.