The repayment dates for ICBC credit cards include the 25th. Just pay before 24:00 on the 25th. You can repay through ICBC's automatic deposit machine.

There is no handling fee if used at ICBC ATMs. There is a minimum repayment amount every month. You can call ICBC customer service to ask. If you can't exchange all the money at once, just change the minimum repayment amount every month.

ICBC Credit Card Repayment Date How to calculate?

First of all, the bill date and interest-free period are for overdraft consumption. If you withdraw cash, you will not enjoy the interest-free period. Interest will be calculated at 0.5% per day and compound interest will be calculated monthly.

For ICBC credit card consumption, the interest-free period is calculated as follows: consumption from July 1 to July 31, repayment on August 25, consumption from August 1 to August 31, 9 Repayment on the 25th of the month, consumption from September 1st to September 30th, repayment on the 25th of October, and so on.

That is to say, it is ideal to swipe your card for consumption the day after the bill is due to enjoy the longest interest-free period. The further you delay the consumption, the interest-free period will be reduced by one day.

Overdraft cash withdrawals do not enjoy the interest-free period.

Extended information: How to cancel an ICBC credit card account

To cancel an ICBC credit card, if there is no outstanding balance, call the customer service hotline 95588 and follow the voice prompts to transfer to manual service, or go to Cancel credit cards at ICBC designated business outlets.

Notes on canceling a credit card account at ICBC:

1. Consultation and acceptance:

First of all, make sure that you have collected all the information you have collected from ICBC. After receiving the credit card, take these cards to the ICBC branch to cancel your account. The cardholder has made a clear request for account cancellation to ICBC and is waiting for acceptance by ICBC;

2. There is no outstanding balance on the credit card:

ICBC requires that before the cardholder handles account cancellation, All arrears need to be paid off first, and the account cancellation procedure cannot be completed if the arrears are not settled;

3. Before canceling the account, all credit cards must be canceled:

If If you have other credit cards in use at ICBC, you generally cannot cancel your account;

4. Account cancellation effective time:

ICBC credit card account cancellation application is usually formalized after 45 days To take effect, the cardholder should contact the bank 45 days after submitting the account cancellation application to confirm whether the account has been completely cancelled.