Is Ping An Credit Card good?

Ping An Credit Card is very good.

Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".

Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China.

As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou and other places.

Application conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation can apply with his or her valid identity document and Other documents required by the card issuer to apply for a credit card personal card master card from the card issuer.

The primary cardholder of a personal card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

How about Ping An Bank’s credit card?

Ping An Bank’s credit card is pretty good. It not only has a good credit limit, but also has many practical benefits for different card types. Ping An Bank also has many cooperative credit card merchants and launches some preferential activities from time to time. Of course, Ping An Bank has a wide distribution of outlets and convenient repayment methods.

There are certain age requirements for applying for a Ping An Bank credit card. To apply for a Ping An Bank credit card, you must be over 18 years old and under 60 years old. If you are an overseas person applying for a Ping An Bank credit card, you need to meet the age requirement of 25 to 60 years old. If the applicant does not meet the application age for Ping An Bank credit card, he cannot apply for Ping An Bank credit card.

Ping An Bank credit card application requirements:

1. Applicants must meet certain age requirements. Applicants need to be Chinese citizens over 18 years old and under 60 years old, or over 25 years old. Foreigners under 60 years old.

2. The applicant needs to be a natural person holding a valid identity document and having full capacity for civil conduct.

3. If you want to apply for a Ping An Bank credit card, a good personal credit report is one of the necessary conditions. Applicants must have good personal credit before applying for a Ping An Bank credit card. Personal credit has a certain impact on bank-related business.

4. A stable job and legal income are also one of the conditions for applying for a Ping An Bank credit card. The bank must ensure that the applicant has the ability to repay the credit card balance.

5. Applicants need to have certain financial conditions and provide some asset certificates to the bank. The stronger the personal assets provided, the higher the approval rate for applying for a Ping An Bank credit card.

How about Ping An Bank’s credit card?

Ping An Bank’s credit cards are still very convenient, because many of Ping An Bank’s credit cards now cover various consumption scenarios.

If you are just an ordinary user, I think Ping An Bank’s credit card services can basically cover all the needs of ordinary users, such as the daily consumption and daily travel we often mentioned, and even points services and Points rebate.

Let me first briefly talk about the issue of Ping An Bank’s credit card.

We can understand it this way, no matter which bank’s credit card it is, whether it is a credit card from Ping An Bank, a credit card from Industrial Bank, or the China Merchants Bank and CITIC Bank we often mentioned, every bank The credit card functions are basically the same and can basically cover all the needs of ordinary users. When you choose to apply for a credit card, you need to focus on the additional services provided by the credit card. Ping An Bank has many additional services, which is particularly critical.

Ping An Bank can support a variety of consumption scenarios.

We can understand conventional consumption scenarios as daily consumption. However, for the various types of credit cards of Ping An Bank, different types of credit cards of Ping An Bank have different focuses.

From the perspective of consumption and consumption rebates, Ping An Bank's credit cards can basically be ranked among the top three credit cards of this type of bank. I have many credit cards, and Ping An Bank Credit Card is one of them.

You can also consider applying for credit cards from other banks.

The various functions of other credit cards are highly similar. If conditions permit, you can also apply for credit cards from other banks. Generally speaking, it is a good choice for ordinary people to apply for 1 to 3 credit cards after they enter society. If the number of credit cards exceeds three, your financial risks may increase at this time.

You can completely evaluate your financial situation and apply for credit cards from different banks according to your actual needs, so that you can achieve temporary cash flow control in emergencies.

Has anyone used Ping An Credit Card? Is it reliable?

I don’t know what level you mean by reliability.

If you are talking about the level of financial security, not only Ping An Credit Card is very reliable, but all bank credit cards are also very reliable. After all, credit cards belong to the banking system, and you don’t need to have any concerns about financial security.

If you are referring to consumption discounts, Ping An Credit Card will launch many preferential activities, and you can also use consumption points to offset related products. It is a relatively reliable credit card.

1. The security of Ping An Credit Card is very good.

I don’t know if you have never used a credit card before. All credit cards on the market are very reliable and there is no problem with their security. If you have never applied for a credit card, Ping An Credit Card is a good choice because the application threshold for Ping An Credit Card is relatively low and friendly to white households. As long as there is no problem with your personal credit report, you will most likely be able to apply for a credit line of 5,000 to 10,000.

2. Ping An Credit Card has many discounts.

No matter which card type you apply for Ping An Credit Card, Ping An Credit Card has activities for redeeming points for gifts, and also regularly launches interest-free installment activities. If you apply for the exclusive card of Ping An Credit Card, you can also get the additional features you want, such as mileage redemption points, interest-free fixed consumption, etc. In addition, some cards of Ping An Credit Card will also offer double birthday points, so you can choose to spend large amounts on your birthday.

3. Although credit card consumption is very reliable, I recommend that you overdraw your credit card reasonably.

Credit cards are actually a double-edged sword. No matter which bank's credit card you apply for, you need to reasonably overdraw your credit card limit, and it is best not to overdraft. Young people often fall into the trap of excessive consumption, and even spend an amount they cannot repay. This situation will only cause you to be unable to repay your credit card normally, and even cause you to maliciously overdue. You should pay attention to the issue of overdue credit cards, as this will seriously affect your personal credit score.

To sum up, Ping An Credit Card is a reliable credit card that you can use with confidence.

Is Ping An Bank’s credit card good?

1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in the country, covering a full range of high-value sea, land and air insurance. With accident insurance and indoor gas accident insurance, you can enjoy peace of mind when traveling at home.

2. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also It has many special functions and provides cardholders with comprehensive security protection covering "safety in consumption, safety at home and safety in travel".

1. Application Conditions

1. Ping An Bank Credit Card is available to all natural persons who are over 18 years old, have full capacity for civil conduct, have a stable and legal source of income, and have good credit. Apply for a personal credit card master card from the card issuer with your valid identity document and other documents required by the card issuer.

2. The main cardholder of Ping An Bank’s credit card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.

2. Limit

1. Ping An Bank credit card limit inquiry: You can inquire about Ping An Bank credit card limit through the customer service hotline, and learn about credit card account arrears, current available limit and other information anytime and anywhere. .

2. Temporary credit limit adjustment of Ping An Bank credit card: When using Ping An Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can call the 24-hour customer service hotline to apply for a temporary credit limit increase. Quota. The increased temporary limit of Ping An Bank's credit card will be automatically restored to the original limit after the validity period.

3. Long-term credit limit adjustment of Ping An Bank: You can submit the latest financial income certificate and apply for it at any Ping An Bank outlet. Ping An Bank will make an application based on your past card usage history, repayment records, etc. Conduct an audit and adjust your Ping An Bank credit card limit appropriately for the cardholder after passing the audit.

3. Cost information

1. Over-limit fee: Over-limit fee is charged at 5% of the over-limit portion, with no minimum and maximum limits;

2. Late payment fee: 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB 20;

3. Handling fee for peer cash withdrawal: 2.5% of the transaction amount, with a minimum charge of RMB 25;< /p>

4. Inter-bank cash withdrawal handling fee: 2.5% of the transaction amount, the minimum fee is 25 yuan;

5. Overflow payment recovery handling fee: 0.5% of the transaction amount, the minimum fee The RMB charge is RMB 5;

6. Inter-bank overpayment recovery handling fee: 0.5% of the transaction amount, the minimum RMB charge is RMB 5;

7. Damage or degaussing The cost of replacing the card is 15 yuan;

8. Express fee (optional) 20 yuan;

9. Handling fee for re-sending statements: free within 3 periods, each time thereafter A monthly charge of RMB 10;

10. A lost card reporting fee of RMB 60;

11. A password reset fee of RMB 20;

12. Adjustment The domestic purchase order is 20 yuan.

Is Ping An Bank’s credit card good? Are there many types of cards?

There are many types of Ping An Bank credit cards with relatively large discounts, such as the more popular Ping An Good Car Owner Credit Card, Ping An Yuexiang Platinum Card, Ping An Express Gold Card, etc. They are all very good, and each card has preferential benefits. They are all different. We can choose according to our own preferences, and Ping An often launches various promotions. Credit card points can also be exchanged for gifts, etc. You can check the details in the Ping An Pocket Bank APP.

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This ends the introduction about whether Ping An Credit Card is easy to use and whether Ping An Bank’s credit card is easy to use. I wonder if you found the information you need?