Credit card interest of Hebei Bank will only be generated at the minimum repayment, overdue and cash withdrawal, and the corresponding collection standards are as follows:

1. Minimum repayment interest:

When the minimum repayment is made on the credit card of Hebei Bank, the bank will charge interest on the remaining unpaid part after the minimum repayment. Generally, the daily interest rate is 5/1, and the interest is charged according to the actual days of use. The calculation formula is: minimum repayment interest = remaining unpaid amount *.5%* use days.

2. Interest on overdue repayment:

If the cardholder fails to pay the minimum repayment amount before the due repayment date of Hebei Bank's credit card, it will be deemed as overdue repayment, and the overdue interest shall be calculated according to the unpaid part. Generally, overdue interest is charged on a daily basis, and the daily interest rate is .5%. The calculation formula is: overdue interest = unpaid part *.5%* days.

3. Cash withdrawal interest:

When the cardholder uses the credit card of Hebei Bank to withdraw cash, the bank will levy cash withdrawal interest on the cash withdrawal part. There is no interest-free period, and it is usually charged on a daily basis, with a daily interest rate of five ten thousandths until it is paid off. The calculation formula is: cash withdrawal interest = cash withdrawal amount *.5%* use days.