Suppose the cardholder's billing date is 10 day per month, and the 25th day after the billing date is the due repayment date. If the cardholder overdraws 65,438+000,000 yuan in March of 65,438+065,438+0, the billing date of the current period is April of 46,438+00, and the interest-free repayment period is the due repayment date of the bill in April, that is, May 5.

1. If the cardholder repays after May 5th (such as May 9th), he/she will not enjoy the interest-free repayment period, but must repay the principal and interest totaling 1029.5 yuan (10000+10000 * 0.0005 * 59 =/kloc-

2. If the cardholder repays part of the arrears before May 5 and the rest after May 5 (such as 400 yuan on April 15 and the rest on May 9), the total principal and interest must be repaid 10240.7 yuan. ( 10000+ 10000*0.0005*35+600*0.0005*24= 10240.7)。

Extended data:

Examples of quasi-credit cards:

1. If the cardholder overdraws 1 000 yuan in March/day, the cardholder shall return the principal and interest before April 29th. If the cardholder repays in April 10, the principal and interest should be repaid in total 1020 yuan. ( 1000+ 1000*0.0005*40= 1020)

2. If the cardholder overdraws 65,438+0,000 yuan on March 65,438+0 and 2,000 yuan on March 65,438+0, the cardholder shall still repay the principal and interest before April 29. If the cardholder repays the loan on April 10, the principal and interest should be repaid totaling 3050 yuan.

( 1000+2000+ 1000*0.0005* 10+3000*0.0005*30=3050)

Agricultural Bank of China-Interest Rules