1. Users can directly withdraw the overflow deposit through ATM machines or bank counters;

2. You can also call the customer service hotline of the card issuing bank and ask the customer service to transfer the overflow deposit to the name of your counterpart.

3. The overflow deposit can also be directly deposited in the credit card for consumption;

4. The overflow deposit can also be directly used as the next payment of the credit card. payment.

Overflow deposit refers to the extra funds paid by credit card users when repaying or the funds deposited in the credit card account. For example, if the amount that needs to be repaid this month is 3,000 yuan, and the actual repayment amount of the credit card user is 4,000 yuan, then the extra 1,000 yuan is the excess deposit.