No deposit is required, and banks can apply for ETC cards for customers free of charge.
By issuing ETC cards for free, banks will also bring a large number of derivative products and reap greater benefits. The ETC card issued by the bank is bound to a savings card or credit card issued by the bank. However, the user does not only deposit the appropriate highway fee when going out on the highway. There is always a certain amount of funds left in the card.
In addition, with a bank card from this bank, you will do more business at this bank. In addition to deposits, you will also purchase financial products, and you will also use the bank's settlement channel to transfer and remit money to the bank. Bring settlement revenue.
The ETC card can not only be bound to a savings card, but also to a credit card, that is, an overdraft card. The car owner does not need to deposit money before traveling, the highway will automatically deduct the fee, and the bank will advance it to you within a certain period of time. Just pay back the overdraft.
Due to the convenience of credit cards, many customers who do not have credit cards have to apply for credit cards first. Banks have increased the number of card issuances. With credit cards, it is possible to apply for installment repayment after consumption, thereby giving the bank Bring interest or fee income.
Extended information:
Materials required for handling ETC business:
1. Individual customers:
1. Valid ID of the car owner and copies.
2. Original and copy of motor vehicle driving license.
3. The original and copy of the valid identity document, bank card, etc. of the owner of the bound account.
4. If the application is handled by an agent, the original and copy of the agent’s identity document must also be provided.
2. Legal person customers:
1. Original and copy of organization code certificate.
2. Authorization letter from the unit (indicate the license plate number of the vehicle and the authorized person, and stamp it with the official seal of the unit).
3. The original and copy of the authorized person’s valid ID card.
4. Original and copy of motor vehicle driving license.
5. Go through the settlement account binding procedures at the account issuance bank.
Baidu Encyclopedia-ETC
Baidu Encyclopedia-ETC Credit Card