The minimum repayment amount of Shanghai Pudong Development Bank Credit Card means that if you cannot pay off the bill amount at once, you can choose to only exchange about 10% of the bill. This will not affect your personal credit, but in this way You will not be able to enjoy the interest-free period.
The formula for calculating the minimum repayment amount of Shanghai Pudong Development Bank's credit card is as follows:
Minimum repayment amount = the outstanding portion of the minimum repayment amount in the previous period that exceeds the credit limit in the current period 5 (first month The bill is 10) × the accumulated unpaid transaction amount in this period, the principal installment and the telephone installment repayment, the amortized repayment amount in this period, the new interest and fees in this period.
If you choose to repay with the minimum repayment amount, interest will be charged starting from the accounting date, at a daily interest rate of 0.5%, and compound interest will be calculated monthly.
Pudong Development Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.
Shanghai Pudong Development Bank (referred to as "SPDB") Credit Card Center was established in January 2004. It is a direct operating institution established by Shanghai Pudong Development Bank that specializes in credit card business.
The product service system of Shanghai Pudong Development Bank Credit Card Center includes: a credit card product that can be customized by users - Pudong Development Dream Card; it cooperates with popular domestic and foreign institutions and brand IPs such as the Forbidden City, Barcelona Football Club, and Zhuxiaofit]. Cooperate with the airline industry, hotel industry, department store industry, communications industry, Internet platform and other industries to launch co-branded theme credit card products; jointly issue high-end card products with rich rights and interests with VISA, American Express, MasterCard International and other domestic and foreign card organizations .
The Shanghai Pudong Development Bank Credit Card Center has launched "Dream Xiangjia Club", "Xiao Pu Huihua" and other credit card preferential platforms, and launched a marketing activity system such as red envelopes, movies, miles, and hotels. Shanghai Pudong Development Bank Credit Card provides Pu Daxi Mobile service platforms such as Ben APP.
Dream Card
Pufa Meng Card allows consumers to choose products and benefits according to their needs, including selecting card materials, card surface patterns, In terms of four major aspects, including exclusive rights and card organization, the bank will then create a credit card based on customized information.
"I" series of male-themed cards
Pudong Development Credit Card launched on January 3, 2019. The "I" male-themed credit card was launched, including three products: "Feifan", "Youwei" and "Alien Wave". The card benefits include travel, hotel, gas, points, etc., which are designed for male users. Choose the benefits you need through the benefit customization platform
SPD High-end Card Series
1) Pudong Development Bank American Express Platinum Credit Card
Launched by Shanghai Pudong Development Bank and American Express Card Organization. With the Shanghai Pudong Development Bank American Express Platinum Credit Card, the benefits cover business travel and other aspects.
2) Pudong Development Mastercard Priceless World Exclusive Credit Card
Pudong Development Mastercard Priceless World Exclusive Credit Card. The card body is made of brushed metal, and the card number, personal information and other logos are displayed on the back. It is equipped with a silver label and comes with anti-counterfeiting features.