Some industries have it and some industries don’t have it~~Every bank is different~~It depends on the regulations of the card issuer

1. Not all purchases with China Merchants Bank credit cards have points. Generally, There are points for swiping cards in shopping malls, department stores, restaurants, hotel accommodations, and travel. Consumption that does not count as points includes: online shopping, buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, Financial and other merchants that clearly state on credit card websites that they do not accumulate points.

2. China Merchants Bank credit card consumption accumulates points, and one point is earned for every RMB 20/USD 2 spent in a single transaction. Car cards and city theme series gold cards accumulate 1 point for every 20 yuan or 2 US dollars, and receive an additional 50 points (points are rounded up to whole numbers), but are valid for 3 years. YOUNG Card Youth Moderator Card and Sina Weibo Credit Card holders who use this card to make purchases in the month of their birthday will be awarded an additional 1x points, up to a maximum of 2,000 points.

3. Banks often cooperate with some designated merchants, and you can get multiple points by swiping your card at these merchants. The list of designated merchants of the bank can be found on the official credit card website of the bank.

4. On the bank’s official website, there are points promotions throughout the year. For example, you can get points when you apply for a card, you can get points when you apply for installments, etc. You can always pay attention to the official website promotions to double your points.