Among them, there are two kinds suitable for students: one is E-Times Card, with annual fee of 10 yuan and production cost of 5 yuan, and the other is Volkswagen Credit Card, with fashionable card face, which can reduce the annual fee for the current year if you swipe your card more than 5 times a year, and there is no handling fee for remittance in different places. Both of them can open online banking.
Suitable for white-collar workers: one is a traffic card, and this is also a debit card, but it is mainly used to pay traffic fines. If you have a driver's license, you must do so.
The second is the international debit card: green and transparent. I don't know if it has been sent yet. This is a dual-currency credit card of RMB and USD: the deposit bears interest and can be overdrawn, but there is no interest-free period. The annual fee for the main card is 50, and the annual fee for the auxiliary card is 25. There are many kinds of credit cards: peony international card series, PetroChina card (which can be discounted when refueling) and HNA card (which can be discounted when purchasing air tickets in cooperation with an airline).
There is also a joint credit card with Parkson, which is actually similar. That is, five times a year, there is no annual fee, no interest on deposits, and interest-free repayment period. Recently, a new card called China Red was jointly issued with the Red Cross.