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What should I do if the score for Xingye’s second consecutive mention is insufficient? Find out the cause and prescribe the right medicine
It is relatively easy to increase the credit limit of Industrial Bank credit card, especially if the cardholder actively applies for a limit increase on the APP. After the first withdrawal is successful, he or she can directly make second withdrawals, and there is no time limit for the limit increase. However, Xingye's second consecutive proposal is not 100% successful. Many people have reported insufficient comprehensive scores after failing to make the second consecutive proposal and want to know what to do in this situation. There are two reasons for the insufficient overall score of Xingye's second consecutive mention. One is the banking system, and the other is the credit conditions of the cardholder.

1. Banking system: This is usually caused by the wrong time to increase the limit. It is said that cardholders who click on the limit adjustment on the Industrial Bank APP during the day are prone to insufficient scores or the system is busy. If this prompt appears, after the first successful increase, it is best to perform the second increase at night. Many cardholders have personally tested and said that Industrial Bank has a relatively high success rate in raising the limit at night. The first time the limit was raised was at 0:00 on the same day, and then after 23:00 that night, when they tried to raise the limit again, they found that it could be done again. Of course, whether the amount can be successfully raised is ultimately subject to the bank's approval.

2. Cardholder credit conditions: When Industrial Bank applies for a second loan, the bank will decide whether to raise the limit after a comprehensive assessment based on the cardholder's card usage and current credit situation. If the overall credit score of the cardholder is too low and does not meet the conditions for limit increase, the limit increase will naturally fail. Factors such as the cardholder's credit status, nature of the unit, education, housing status, annual salary, marital status, number of dependents, etc. will all affect the comprehensive score. The above is the relevant introduction of "What to do if the score of Xingye's second consecutive withdrawal reminder is insufficient". I hope it will be helpful to everyone. In short, if the comprehensive score of Xingye's second consecutive mention is insufficient, you can follow the above introduction to find out what the cause is, and then find a solution.