the 4s shop with a loan will install positioning, and the 4s shop with a car will locate the vehicle.
many car owners choose to buy a car with a loan when they buy a car. After all, buying a car is not a small sum, and it costs a lot of savings. For vehicle manufacturers, it is also necessary to borrow money to buy a car. The key purpose of installing a GPS locator on a car with a loan is to be able to keep abreast of the trend of selling the car with a loan.
Many 4s stores basically install GPS locators on vehicles with loans to buy cars. Installing GPS can reduce the risk. If the vehicle loan is not repaid immediately, you can find the vehicle through the GPS locator.
most GPS locators will be installed in the engine compartment. This position is very safe, and most of it will not attract attention. Unless there is something wrong with the vehicle, the hood will be opened for maintenance. Generally speaking, the 4S shop will not tell the owner that the locator is installed in the car.
stores can also install locators under seats. You won't find it without careful investigation. GPS is installed to prevent the owner from paying back the money immediately. If you find a locator on the vehicle, do not remove it by force. If you can guarantee the normal repayment, you can explain to the S shop and ask them to disassemble the machine. This is the safest way. Will the 4s shop locate the car with a loan?
The 4s shop will locate the car with a loan. Many car owners will choose to borrow money to buy a car when they buy a car. After all, buying a car is not a small amount, and it requires a lot of savings. For car manufacturers, borrowing money to buy a car also has certain risks. The main purpose of installing GPS locators on cars with loans to buy cars is to keep up with the trend of cars they sell. There are many 4s stores that install GPS locators for vehicles that borrow money to buy cars. Installing GPS can reduce the risk. If the car loan is not returned in time, you can find the car through the GPS locator. The GPS locator is usually installed in the engine compartment, which is very safe. Usually this position will not attract attention. Unless there is something wrong with the car, the hood will be opened for maintenance. Generally speaking, the 4S shop will not tell the owner that the locator is installed in the car. 4S stores can also install locators under the seats. You can't find it if you don't check it carefully. GPS is installed to prevent the owner from paying back the money in time. If you find the locator in the car, don't remove it by force. If you can guarantee the normal repayment, you can explain it to the 4S shop and ask them to withdraw it. This is the safest way. Is it necessary to install a gps positioning system when buying a car with a loan?
It is not necessary to install a GPS positioning system when buying a car with a loan.
whether to install gps positioning can be negotiated by both parties, and both parties agree that there is no problem with the installation. If one party forces the installation, it belongs to the overlord clause.
When buying a car, you should also pay attention to the following matters:
1. Pay attention to the details that are easily overlooked by dealers, such as delivery time, maintenance, repair and other after-sales services;
whether the responsibilities of both parties are equal after the delivery time is breached;
free maintenance is based on time or mileage … consumers should pay special attention to the above details that reflect the contractual responsibilities of dealers when signing contracts.
2. tying insurance is illegal. In addition to compulsory insurance such as car damage insurance and third party liability insurance stipulated by the state, car buyers have the right to choose which insurance to buy and the right to choose insurance companies.
3. The terms of the car purchase contract should be complete.
(1) The brand, engine number, frame number and other necessary elements of the automobile should be clearly stipulated.
(2) The price shall specify the total price (bare car price or package price), payment method and time limit of the vehicle transaction.
(3) the delivery method and time limit of the vehicle.
(4) Handling of quality disputes and objections.
(5) After-sales service clauses should focus on what obligations dealers should undertake (for details, please refer to the relevant clauses in Product Quality Law, General Principles of Civil Law and Consumer Protection Law).
(6) On the liability for breach of contract. It is also necessary to stipulate in detail what kind of responsibility a party should bear when it violates the contract or fails to fully and properly perform its contractual obligations.
(7) The settlement of disputes should be agreed upon, such as arbitration and litigation; The jurisdiction of the contract, such as the domicile of the buyer, the domicile of the dealer or other places designated by both parties, can be agreed by both parties as the jurisdiction of the dispute. If the agreement is unclear, the provisions of the Civil Procedure Law shall apply.
(8) Special attention should be paid to the details of the dealer's contractual responsibilities, which are often maliciously "ignored" by the dealer. Car buyers should pay attention to protecting their rights so that the rights and obligations of both parties are equal.
(9) At the same time, it is extremely important to choose a dealer with good strength and reputation, because the integrity of the dealer directly affects the performance of the contract.
when buying a car, don't forget to ask or check the background information of the dealer, which should at least include the registered capital of the Business License of Enterprise as a Legal Person, and pay attention to whether the business site is consistent with the registered site to prevent commercial fraud and protect your legitimate rights and interests.
Extended materials
Attention issues
1. Hidden expenses need to be known in advance: generally, such a situation is easy to occur in secondary dealers.
In fact, as long as consumers ask about the expenses included in the total price when booking a car, whether there are other hidden expenses, such as:
new car inspection fee, delivery fee, etc., and also pay attention to whether the loan contract is provided by the bank, so as not to cause trouble when picking up the car.
2. Car insurance by installment: If consumers choose to buy a car by installment with a credit card, the general car dealers will require the designated insurance company to handle the car insurance for a specified period, and consumers should pay attention to whether the car insurance price is acceptable.
3. Oral agreement is not guaranteed: unless the consumer applies for unsecured credit loan in the bank and withdraws the money, he will go to the 4S shop to buy a car in full, otherwise other forms of loans will not get the full discount for buying a car in full.
At this time, car dealers often promise consumers all kinds of benefits verbally, and the promises that they will not fall on the pen are all on paper. In order to avoid disputes in the future, consumers need to consider it when choosing car loan methods.
4. The loan amount should be clarified: generally speaking, the maximum loan can be 2, yuan with personal credit or joint and several liability guarantee;
if you apply for mortgage of the purchased vehicle or real estate, the loan amount is 7%;
if a third party applies for a guaranteed loan (except banks and insurance companies), the loanable amount is 6%.
5. The repayment method should be clear: banks generally provide users who apply for personal car loans with two repayment methods: equal principal and interest and average capital. Among them, the total interest paid by matching principal and interest is relatively large, but the repayment amount in each period is the same, and the repayment pressure is more balanced;
The repayment amount of each installment in average capital is gradually decreasing. Although the total interest expenditure is less than the equivalent principal and interest, the repayment amount in the previous period is relatively large, so we should think twice about whether it can bear it.
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