CGB card enjoys the "financial fund" business, which is a special "emergency reserve fund" service provided by CGB Credit Card Center for cardholders. No mortgage, no guarantee, zero interest rate, only the corresponding handling fee. Credit card holders who meet the application conditions and have a good credit record can apply to CGB Credit Card Center for a sum of cash, which is mainly used for the turnover of production and operation funds of individual merchants and small business owners or the demand for bulk durable consumer goods, and may not be used for real estate, stocks, funds, futures or other things. The minimum application amount is RMB 30,000 and the maximum application amount is RMB 200,000. The application method is simple. You only need to fill in the "Financial Intelligence Application Form" and submit it to the Credit Card Center of Guangfa Bank. After the approval is successful, the center will transfer the money within 7 working days, and the "Caizhi" money will be directly transferred to the savings account of the same name designated by the cardholder for the cardholder's use. Cardholders can choose to divide into 12 and 20.