The points rule for industrial and commercial credit cards is that cardholders will earn 1 point for every 1 yuan spent, 1 point for 1 Hong Kong dollar spent, and 8 points for 1 US dollar spent. No points will be counted if the amount is less than 1 yuan.

It should be noted that users are conducting some transactions such as wholesale transactions, transfer transactions (hospital payments, provident fund payments, tax payments and other payment transactions), professional transactions, and stored-value transactions. , industrial and commercial credit cards will not accumulate points.