This shows that your situation does not meet the standards of the issuing bank itself. Let me introduce you to a few other reasons.

1. The amount you applied for is too high to accept other amounts, so will the bank issue you a credit card?

There is something wrong with the message you sent. There are two problems with general information: first, the information is false and untrue; second, your information is unqualified and you don't have enough repayment ability;

3. Bad credit record. Bad credit records are not necessarily generated by handling credit cards. If you haven't applied for a credit card, it may be that you applied for a loan on some platforms, or your friend applied for a loan in your name and didn't repay it in time, which caused your bad credit record.