1. But in the case of overdraft withdrawal, the withdrawal interest of both banks is five ten thousandths, which is the same. The only difference is that the withdrawal fee is different. Everbright Bank is 1%, the lowest is 3 yuan, and China Construction Bank is 0.5%, and the lowest is 2 yuan.

2. If you pay by installment, the current bank does not charge interest, but only charges a handling fee for each installment. According to the installment calculation of China Construction Bank 12, the monthly installment amount is 0.6%, and that of China Everbright Bank is 0.5%.

The above information can be used for reference. I hope I can help you. Please adopt it. Your support is my motivation. Thank you!