Being 5 days overdue on a Bank of Communications credit card will have an impact on your credit. The specific instructions are as follows:

1. Credit card overdue for 5 days will affect your credit.

2. Detailed description:

a. Damage to credit record: Overdue credit cards will cause a negative impact on credit history, which will affect future applications for loans, renting houses, or other credit-related businesses. Difficulties may be encountered.

b. Credit score decline: Overdue credit cards can cause a personal credit score to decline, and a low credit score may limit your ability to obtain better interest rates and higher credit limits.

c. Interest and Penalties: Late repayments will accrue interest and penalties, increase liabilities and require additional fees.

d. Bank handling measures: The bank may take necessary measures, such as reminding you of repayment through phone calls, text messages, etc., or reporting overdue information to credit reporting agencies.

3. Summary: A Bank of Communications credit card that is overdue for 5 days will have a negative impact on personal credit, including damage to credit history, decline in credit score, interest and penalties, and possible bank handling measures.

4.

Extended information: If a credit card is overdue for a longer time, it may lead to more serious consequences, such as greater damage to credit records, affecting credit limits and loans. interest rates, etc. Therefore, timely repayment is very important to maintain good credit.