After swiping the CCB Vipshop credit card, you can apply for consumption installment or bill installment

Here is the consumption installment of his company as an example

Consumption installment: that is Installments will be made for single card purchases exceeding RMB 1,000 that have not yet been issued.

Processing time: from the time the card is swiped to two days before the latest bill date.

Transaction amount: A single credit card payment is greater than or equal to 1,000 yuan.

The number of installments and fees: The following figure is provided to the poster on the official website. The poster can take a look at it:

For example: Assume that the bill date of the poster is the 7th of each month and the payment is due. The date is 20 days after the bill date, that is, the 27th of each month. If the poster swipes his card for 3,000 yuan on 8/3, he can call to apply for consumption installment before 8/5 (8/7 is the bill day, and 2 days before the bill is 8/27) , divided into 12 phases. The principal of each installment is 3000/12=250 yuan. The handling fee for each period = 3000*0.6=18 yuan, the total *** handling fee for 12 periods = 12*18=216 yuan, the amount payable for each installment = 250 18 = 268 yuan, the money for the first installment will be settled in For the 8/7 bill, you can pay it off before 8/27, and so on for the future, and it will be paid off within 12 months.

If the poster has any other questions, you can ask.