After the credit card is overdue, the arrears should be returned as soon as possible. If you are sued by a bank, you should actively respond. The court will generally judge the parties to fulfill their repayment obligations. If the party concerned fails to return it within the time limit, the bank may apply to the court for compulsory execution.

Article 236 of the Civil Procedure Law: The parties must perform legally effective civil judgments and orders. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution.

Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.