if you are a CMB credit card, you can borrow cash, but you can't get a loan. The amount of advance cash is set according to your card usage, which is included in the credit limit of the credit card. Generally, the total withdrawal amount does not exceed 5% of your credit limit (YOUNG card can be borrowed 1% in advance). Please call the 24-hour customer service hotline of the credit card for details. In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance amount of each card in China does not exceed RMB 2, (RMB 5, per card per day for Pocket Life/Online Banking); The cumulative amount of cash advanced by each overseas household shall not exceed the equivalent of $1, per day, $5, within one month and $1, within six months. Borrowing cash in advance will generate corresponding handling fees and interest. Handling fee: the handling fee is calculated at 1% of each cash advance in domestic RMB, with the minimum charge of ￥1 yuan for each cash advance, and the handling fee is calculated at 3% of each cash advance in overseas (including Hong Kong, Macao and Taiwan), with the minimum charge of ￥3 yuan or $3 for each cash advance (American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card are charged at a minimum of ￥ 5 or ￥ 3 yuan); Interest: Cash advance transactions are not entitled to interest-free repayment. From the trading day, interest will be charged at the daily interest rate of .5 ‰ until the settlement date, with compound interest on a monthly basis.