If the applicant's personal qualifications are better, the time for bank approval will be shorter and the amount will be higher. If the applicant's personal credit and financial resources are insufficient, the review time will be longer, and the bank needs enough time to conduct risk assessment, so as to decide whether to pass the examination and approval for the applicant.

Credit card approval time varies from bank to bank. Some banks are very efficient in examination and approval, and some even need about 15-20 working days. Moreover, the review time is also closely related to the applicant's application methods, such as online application and bank counter application. Online application is relatively convenient and fast.

Extended data:

China Industrial and Commercial Bank credit card application conditions:

1, age 18, with full capacity for civil conduct.

2. Individuals who work in the place where the card issuer is located and have a stable income and a fixed residence can apply for Peony Sports Visa credit card from China Industrial and Commercial Bank.

3. Work certification documents, such as a copy of work permit, the original work certificate issued by the work unit, a copy of professional qualification certificate and a copy of professional title certificate.

4. Applicants who work in a company (enterprise) must provide proof documents of their real estate (copies of their real estate license, public housing lease agreement or public housing purchase agreement, housing loan contract and other materials).

Baidu Encyclopedia-ICBC Credit Card

Baidu Encyclopedia-Credit Card Approver

Baidu Encyclopedia-Credit Card Risk