Gansu Bank has a credit card of 25, yuan. How much is the minimum repayment?

The minimum repayment is 2,5 yuan.

the minimum repayment amount of a credit card is generally 1% of the overdraft amount. If you have paid in installments for more than one year, the monthly repayment amount will be less.

if you can't pay your debts when you arrive at the billing date, you can choose the lowest repayment. But if you only pay the minimum repayment, your arrears will generate interest and other kinds of payables.

Gansu Bank Credit Card refers to a credit payment tool issued by Gansu Bank to the public, which gives cardholders a certain credit limit, within which they can spend first and then repay. It has the functions of consumer credit, cash deposit and withdrawal, transfer and settlement, etc. Credit card limit of Gansu Bank The credit limit that can be recycled within the validity period of the card is approved for the applicant's account according to his credit status, including fixed limit, temporary limit and special limit.

credit card installment rate of Gansu Bank

1. Credit card installment rate of Gansu Bank: .55% for the third installment; Phase 6 is .6%; Phase 9 is .6%; The 12 th period is .65%; 18 period is .65%; The 24 th issue is .65%. Gansu Bank is a provincial legal person joint-stock commercial bank directly managed by Gansu Provincial Government, which was approved by China Banking Regulatory Commission, merged and reorganized the former Pingliang City Commercial Bank and the former Baiyin City Commercial Bank, and was jointly established by other promoters. As a provincial state-owned financial institution, Gansu Bank covers 14 cities, prefectures and counties in Gansu Province. As of April 22, it has invested more than 5 billion yuan in credit funds for the province's economic and social development and created 22.7 billion yuan in profits and taxes.

2. Credit card installment includes consumption installment, bill installment, cash installment, etc. Generally, the rates of consumption installment and bill installment are the same, while the interest rate of cash installment is generally higher than bill installment and consumption installment. Bill installment refers to the financial function of installment repayment for RMB and USD transactions of credit cards, including installment for unbilled transactions and invoiced transactions. There is a handling fee in installments, but it can reduce the repayment pressure. Cash installment is the business that the issuing bank provides the cardholder with cash withdrawal and repayment in installments. After successful processing, the money will be transferred to the debit card in the cardholder's own name. Simply put, cash installment is to use a credit card to borrow money.

1. Credit card installment repayment is interest-free, which is the usual publicity of banks. However, once you apply for credit card installment repayment, you will find that there is a handling fee. Warm reminder: Interest-free credit card installment repayment does not mean no handling fee, and the handling fee is still very high when converted into actual annual interest rate. The actual annual interest rate of credit card installment is not a simple monthly interest rate of 12, and there is a time value in it. How to calculate the actual annual interest rate of credit card by installment: Take Bank of China as an example. Your bill is 12, yuan, and it will be paid in 12 installments. If the monthly rate is .6%, the monthly payment will be 1,1,2,.6% = 1,72 yuan.

2. The credit card amount of Gansu Bank depends on the card type and personal qualification. Gansu Bank credit cards are divided into general cards, gold cards and platinum cards, with the general card amount below 1, yuan, gold cards between 1, and 5, yuan, and platinum cards generally above 5, yuan. The specific amount depends on the personal qualifications at the time of application. According to the applicant's financial situation and credit situation, it is determined that the credit card of Gansu Bank is four days overdue. Most banks provide a grace period of repayment of about three days, so if the repayment is four days late, the customer will definitely have already been overdue. In this regard,

customers have to pay off their debts quickly (pay attention to not only paying off the principal

, but also paying the penalty interest generated during the overdue period), and then take good care of their credit.

The bank may reduce the amount or freeze it later. If the card has not been frozen and can still be used, the customer must pay attention to making good use of the card and remember to repay it on time so as to accumulate good records. When the new good record gradually covers the old bad record, the personal credit will be improved, and the credit card should be able to restore the original limit level.

because the credit can't be repaired quickly in a short time, it is recommended that customers keep the credit for about three to six months first. If there are other credit cards or loans in the customer's name, you must remember to use them well and repay them on time. If overdue behavior occurs again, the credit will be damaged again, and it will be more difficult for the credit card to return to normal.

Benefits of Platinum Card of Gansu Bank

You can enjoy membership treatment.

1. You can enjoy the service of using the airport VIP room for unlimited free throughout the year in nearly 4 airport VIP rooms covering more than 3 provinces and cities signed by the Agricultural Bank of China.

2, 24-hour free road rescue service.

3. After activating the credit card, you can enjoy the credit card theft insurance protection of up to 5, yuan.

4. Priority access to credit card services.

5. In general, the Bank will withdraw eight fees, such as overpayment fee and loss reporting fee.

6. The expert appointment service is provided three times a year, which is common in more than 5 3A hospitals in China.

7. You can enjoy various preferential activities such as financial management, life and entertainment.

Is the credit card of Gansu Bank Zhangye City Impression Card a Puka?

Yes. Gansu Bank Credit Card Zhangye City Impression Card simply belongs to Puka in color, which is completely different from ordinary cards in blue, green and pink. Moreover, most banks define Zhangye City Impression Card as Puka, which is quite different from ordinary credit cards.

Will Gansu Bank take the initiative to apply for credit card withdrawal?

Try to apply for APP every two months, and try to apply by phone every three months or more. The temporary quota given by the bank (Jingxiang said card A) can be dispensed with, but you must apply. The profile shows that you have a higher quota demand, which is beneficial for you to apply for the quota next time. Too many people always think that a high quota has face, and trying to increase the quota is actually the best for them. Each bank has different identification information for the applicant, so the amount is high or low. Some banks look at academic qualifications or working years, some look at fixed property or income, some look at the nature or position of work, some look at age or marriage, and comprehensive assessment standards.

at the beginning, the credit limit is generally not very high, and it will gradually increase according to the usage in the later period. Brush it several times a month. The key point is that you must do it by stages once in a while and take the initiative to interact with the bank. There is a great chance of raising the quota.

This is the end of the introduction about how the credit card of Gansu Bank is and how good Gansu Bank is. Did you find the information you need?