No, when applying for a loan or credit card, you generally need to match your ID card and then sign. At a bank, when applying for a loan or credit card, bank staff are required to verify the authenticity of the information submitted by the borrower. If the evidence is found to be inconsistent, it will be impossible to pass the loan review. To apply for credit business, you don't just need to provide your ID card. You also need proof of income, asset certificates and other related materials. The lending institution will verify the relevant information and confirm that it is consistent before applying for a loan to the applicant.

1. The process of applying for a credit card is very rigorous. It is necessary to fill in the personal work unit and the company's landline phone number, personal home address and relevant contacts, etc. You will also need to take a photo with your ID card to keep the record. After submitting the application form, the Credit Card Center will call the company's reserved landline number for consultation. In addition, the staff of the credit card center will call the contact information reserved by the individual for inquiries, etc.

Because credit cards involve serious issues such as personal credit reporting and property security, we will not let others easily succeed in this kind of behavior. It is also to prevent the ID card from falling into the hands of bad people and doing illegal things. After the ID card is found to be lost, the loss will be reported.

2. It is illegal to use other people’s ID card information to apply for loans and credit cards. According to the law, if someone uses his/her resident ID card, passport or other identity documents to apply for a credit card against his or her will, or uses a forged or altered ID card to apply for a credit card, even if the cardholder repays the loan in time and does not maliciously default, this kind of This behavior undermines the order of national credit card management, is an act of fraudulently obtaining credit cards with false identity certificates, and constitutes the crime of obstructing credit card management. The Ministry of Public Security’s comprehensive reply to issues related to the replacement of lost resident identity cards pointed out that the resident identity card is a legal identity document for citizens, and its main function is to prove the identity of citizens when engaging in relevant activities. When citizens use resident ID cards to prove their identity, the relevant document-using departments have the obligation to check the consistency of the person and the certificate. Only after confirmation is correct can the relevant business be handled for the holder.

If a resident ID card is lost and used fraudulently by others, the impersonator and relevant departments shall bear corresponding legal responsibilities. The person who lost the ID card does not need to bear responsibility for actions he or she did not commit. The "Resident Identity Card Law" also clearly stipulates that anyone who fraudulently uses another person's resident identity card will be fined not less than 200 yuan but not more than 1,000 yuan by the public security organs, or detained for not more than ten days. If there is any illegal income, the illegal income will be confiscated.