1. Correct use of credit cards

The use of credit cards must follow the principles of compliance, moderation, and authenticity. Cardholders must use the credit card limit within the purpose specified by the bank. Such as consumption, installment, etc., and to ensure the authenticity of the business, you must avoid using credit cards to cash out, otherwise it will be monitored and blocked by the bank.

In addition, the credit card must be used by the person himself and cannot be lent to others.

2. Credit card repayment methods include:

Associated debit card repayment. When applying for a credit card, we can fill in a debit card from our bank for automatic repayment to prevent us from forgetting to repay when it is due.

For self-service transfer repayment, we can transfer the repayment amount to the credit card through various transfer channels.

For cash repayment, we can go to branches or ATMs to directly deposit cash into a credit card to repay.

Instalment repayment. If you feel that the repayment pressure is too great, you can also call the credit card customer service hotline or apply for installment repayment by yourself. After success, you only need to repay on time.