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Is online shopping with Hong Kong Phoenix Jewelry VIP Card real?

Yesterday, I picked up a "Hong Kong Phoenix Jewelry" card on Chunxi Road. I just logged into their website and tried to use it, which confirmed my suspicions - it is a complete scam!

First of all, "Online Shopping Gold Card" is written in traditional Chinese in the most obvious position on this card. I looked carefully at the text on the back, and it is also in traditional Chinese. However, its company name "Hong Kong Phoenix Jewelry" is in simplified Chinese characters. My hometown is in Baoying, Jiangsu, and I am very familiar with the traditional Chinese character for "宝". I guess this is an oversight by the person who designed this card.

Secondly, its company logo is clearly that of Phoenix TV. A jeweler adopting someone else's logo? Aren’t you afraid that customers will suspect that the jewelry they purchased is also counterfeit?

Third, below the company name is the Chinese pinyin "HONGKONG FENG HUANG ZHU BAO". Is the Chinese pinyin also used in Hong Kong? I don't know about this. In my impression, the pinyin notation in Hong Kong seems to be somewhat different from that in mainland China.

Fourth, there are UnionPay and VISA logos on the lower right foot of the card, which is obviously not a credit card issued by a bank. Can jewelers also use these marks? I compared all my VISA cards. The logos of all real VISA cards are the same size and have a dove pattern. The inner frame is a dotted line. The logo inside this "Hong Kong Phoenix Jewelry" card is much smaller.

Fifth, for such an important card, would anyone write the password in the signature line? The second item on the back also says in simplified Chinese "This card is anonymous and will not be reported as lost." The other three items are all in traditional Chinese. I'm just confused. A card that can be used to deposit cash is anonymous and doesn't report loss? No matter how rich you are, you can't be such a child's play.

Sixth, I just logged into the website, and the balance in it was "198,761 yuan". I tried to buy a ring. I chose the door-to-door delivery method, and it showed that the operation was successful. I guess they should have defrauded me of the handling fee. Yes. I'm just waiting online now... just to see how it deceives people.

Because I didn’t bring a data cable, I can’t upload photos for the time being. I’ll have to go online next time. This card has too many flaws, so no one should be fooled. If you find it, just treat it as a joke.