According to reports, CITIC Xiaomi credit card is divided into two grades: gold card and platinum card. The credit conditions for applying for different grades of credit cards are also different.
Generally speaking, to apply for a gold card, you need to meet the following basic conditions for applying for a credit card:
1. The applicant is over 18 years old and has independent civil capacity;
2. Stable work and income, with a monthly salary of more than 4, yuan;
3. Personal life is relatively stable, working long hours, having a fixed residence, being married and having children;
4. Personal credit status is good and there is no bad credit record.
However, if we want to start with the platinum card of CITIC Xiaomi Credit Card, especially the black technology version of the platinum card, our economic strength needs to be more prominent:
1. We can provide additional financial proof materials, including real estate license, driving license, deposit certificate, financial voucher, etc.
2. The credit card of CITIC Bank is used;
3. He is a VIP customer of CITIC Bank, and his daily transactions are frequent.