Temporary credit line refers to the credit line temporarily adjusted by the bank to credit card holders. Generally speaking, temporary credit lines are all increased. When the fixed credit limit of the user's credit card is not enough (such as decoration, travel, etc. ).

Users can call the credit card center of the issuing bank and ask the customer service to temporarily increase the credit limit within a certain period of time. The customer service will determine whether the credit limit can be temporarily increased for the user according to the user's card use record, and the credit limit will be transferred back to the original fixed limit after the specified time.

If the user's credit card record is good and there is no overdue or other illegal use of the card, the credit limit can be temporarily increased, and the scope of increasing the temporary credit limit is generally controlled at X times of the fixed limit. ?

On Christmas, New Year's Day, Spring Festival, Eleventh and other fixed holidays, the bank credit card center will take the initiative to adjust the temporary credit card limit, and generally increase the temporary credit limit by x times the fixed limit for cardholders' holiday consumption. After the holiday, the user's quota will be restored to the original fixed quota in about one month.

Extended data

Bank of Communications credit card has the following services:

1. Enjoy the loan

The new credit card installment business launched by Bank of Communications provides bulk consumer credit support with high exclusive quota (maximum 1.5 million) and convenient service process. After the loan is signed, when the consumption reaches the set initial transaction amount, the system will automatically stage it. The longest repayment period is 24 months, and the highest monthly handling fee is only 0.72%.

2. The hottest Friday

Starting from the rigid demand of urban ethnic groups for Friday consumption, a number of merchants across the country have joined forces to create Friday credit card rebate activities, which is also the first marketing brand established by Bank of Communications Credit Card in the industry to appeal to one-day consumption.

3. A complete paradise

Bank of Communications credit card integral mall, here, customers can redeem points, or swipe their cards to buy the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards into their own names, which can greatly help customers reduce the waste of points.

Baidu Encyclopedia-Bank of Communications Credit Card

Baidu encyclopedia-temporary quota