The credit limit is directly related to the cardholder's overdraft ability, especially when purchasing bulk commodities, immediately inquiring about the available credit card limit can avoid the embarrassment of non-permanent overdraft consumption caused by insufficient credit card limit; Of course, knowing the credit card limit immediately is also helpful for cardholders to specify a reasonable consumption plan and avoid repayment problems. Today, I would like to give card friends a detailed introduction to the inquiry method of Guangfa credit card limit.
1, "Discover Wonderful" APP query
Download the "Discover Wonderful" APP, log in and click "My-Common Tools-Limit Management" to find out the credit limit of your Guangfa Credit Card.
2. WeChat official account inquiry
Pay attention to the official credit card WeChat of Guangfa Bank, and click "My Card-My Credit Limit" at the bottom of the WeChat dialogue page to receive the current credit card limit information.
3. Online banking inquiry
Log in to the online banking of Guangfa Bank, and click Credit Card-Line Management-Line Inquiry.
4. Customer service telephone inquiry
Call the customer service hotline of Guangfa Credit Card directly with your mobile phone: 95508, and you can check the credit card limit after passing the authentication.
5, SMS query
The above is the query method of CGB credit card limit. Card friends can choose different inquiry channels according to their own habits. It is worth reminding that the credit card limit should be moderate in overdraft consumption and cash withdrawal, and it is the most rational behavior to combine your actual needs and repayment ability.
How to inquire about the inquiry limit of Guangfa Credit Card?
1. This method is to query the credit line of Guangfa Bank through its APP software. First, open the APP software of Guangfa Bank, and then log in to the personal account of Guangfa Bank.
2. Then go to the homepage of Guangfa Bank and click the account inquiry button.
3. At this time, you will enter the account inquiry page, and then click Guangfa Credit Card on this page.
4. At this time, we will enter the page shown in the figure below, and then we can know what the available credit limit of Guangfa Bank is according to the current debt balance.
Method 2:
1. This method is to check the usage limit of Guangfa Credit Card by paying attention to the official account of WeChat. First pay attention to Guangfa Credit Card through mobile phone WeChat, and then click to enter the official account page of WeChat.
2. After entering the official account page of Guangfa Credit Card WeChat, click My Card → Inquire about the credit line.
3. At this time, the official WeChat account will receive a push, in which we can know what the credit card consumption limit is.
1. Guangfa Bank was established in September, 1988 with a registered capital of114.08 million yuan, and its headquarters is located at No.713, Dongfeng East Road, Yuexiu District, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 2011,with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16.
Operating environment: (iphoneiOS 12.5.5) (guangfa bank app7.0.6)
How to inquire about the credit card limit of Guangfa?
If you have not applied for our credit card, please refer to:
Puka: up to RMB 6,543,800+0,000.
Gold card: up to 50,000 yuan.
Platinum diamond card: the fixed amount is 50,000 yuan, and the temporary amount is adjusted for you voluntarily every month.
Unlimited credit card: subject to the audit results.
Tips: The amount of payment is mainly based on the comprehensive evaluation of factors such as job stability, income and financial certificate provided by the applicant, and the final result is subject to review.
To query the credit card limit in business card printing:
After the credit card is approved, a SMS notification will be sent. It takes 1-2 weeks to send it out. You can call the credit card customer service hotline and select 3#- 1-3 to manually check the credit card issuance amount.
To check the current credit card limit:
1, credit card interactive SMS reply "#ED" to inquire about available lines, and send it to 106-579-5555 (mobile) or 9-5555 (Unicom, Telecom).
Tips: ① Letters are case-insensitive; ② Telecom operators charge 0. 1 yuan/article, while China Merchants Bank does not charge.
2. After logging in to mobile banking, select "My → All → Credit Card (Plate) → My Account → Account Inquiry" to enter the page. You can see credit line, available line, due repayment date, current bill amount, current remaining payable amount, current remaining minimum repayment amount and other information;
3. After logging in to online banking (popular version or professional version), click "Account Management → Account Inquiry" to see information such as credit line, available line, due repayment date, current bill amount, current remaining payable amount and current remaining minimum repayment amount;
4. After logging in to Pocket Life, select "My → Credit Limit" to query the fixed credit limit and available credit limit.