The China Merchants Bank All-in-One Card can be used to withdraw money from ATMs with the UnionPay logo in Hong Kong. The withdrawals are in Hong Kong dollars. When withdrawing money, 0.5% of the transaction amount is charged in RMB, with a minimum of RMB 10 for a single transaction (no discount). Cash withdrawals from automatic teller machines (ATMs) overseas (including Hong Kong, Macao and Taiwan) are subject to the following limit controls: (1) The cumulative cash withdrawals of a single card in a single day are ≤ 10,000 yuan equivalent; (2) All domestic bank cards under the name of each person in each calendar year (All bank debit cards, credit cards, and supplementary cards only use this limit) The cumulative withdrawal limit is the equivalent of 100,000 yuan. If it is a China Merchants Bank credit card, the transaction password has been set, and the cash advance function has been activated, you can withdraw cash at an overseas ATM machine with the same logo as the card (UnionPay, VISA, Master, JCB or AE). The withdrawal will be in local currency. For specific fees and limits, you can call credit card customer service 4008205555, enter the ID number and query password---then select 9 to enter manual service for detailed information. (Response time: May 23, 2019. For the latest business changes, please refer to the official website of China Merchants Bank.)