1. Smart chip medium, more secure. Chip media, using chips with independent computing, encryption, decryption and storage capabilities, has a strong security authentication mechanism, which can effectively prevent fraud risks and provide customers with a safer trading environment.

2. There are various forms of transactions to ensure the smooth progress of transactions. CCB Dragon IC Credit Card is a composite medium card with chip and magnetic stripe. When trading, priority is given to trading through chips. When the acceptance machine does not support chip trading or the chip trading fails, the transaction success rate can still be effectively guaranteed by magnetic stripe trading.

3. Non-contact payment, expanding the scope of use. CCB Longka IC Credit Card has an electronic cash account, which supports both contact and non-contact chip information reading methods. In the non-contact mode, on the non-contact POS terminal that supports fast payment, offline micro-payment can be completed quickly with a flick of the hand, without swiping the card and entering the password.

4. Electronic cash deposit enjoys interest-free treatment. The maximum amount of electronic cash account is RMB 65,438+0,000. Cardholders can deposit electronic cash accounts through CCB outlets, and enjoy an interest-free period when using credit cards. The balance of electronic cash can be inquired at the counter of outlets and ATM machines.