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Is the bank card of rural credit cooperatives a credit card?
Don't belong. Bank cards include credit cards and debit cards. And credit card is just a kind of bank card. In terms of appearance, debit cards and credit cards have the following differences:

1. Most opportunity cards don't have pinyin, while credit cards have pinyin of the holder's name.

2. Usually, the card numbers and names of credit cards are printed in three-dimensional characters, while debit cards are usually printed.

3. Many debit cards will be marked on the front of the card: debit card/savings card.

Many banks have special brands.

5. There are usually "Precautions" on the back of the card, which often indicates what card it is.

6. Most debit cards have no international settlement function, so they only have the "UnionPay" logo; At present, most credit cards are dual-currency or foreign currency cards, bearing the marks of international card organizations such as VISA or MASTERCARD.

Extended data:

Cards of rural credit cooperatives are generally divided into savings cards, credit cards and debit cards. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law.

Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury.

Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zheng Tong Rural Credit Cooperatives Training School, Credit Department of Rural Credit Cooperatives, etc. It is a department under the dual leadership of CBRC and the State Council.

Classification method of bank cards:

Under normal circumstances, bank cards are divided into credit cards and debit cards according to whether credit lines are granted to cardholders. In addition, bank cards can also be divided into the following categories:

1, which is divided into magnetic stripe card and chip card according to different information carriers.

2. According to whether the issuer is in China, it can be divided into domestic cards and overseas cards.

3. According to the different issuing banks, it can be divided into personal cards and corporate cards.

4. Account can be divided into RMB card, foreign currency card and dual currency card according to different currencies.

Baidu Encyclopedia _ Bank Card