When filling out the application form, there are several small details that affect the credit limit, such as whether you have a fixed phone number in this city and whether this number is registered in your own name or the name of a family member. Whether you are married, whether your mobile phone number has monthly rent, whether it is a registered residence in this city, etc. If the answer to the above is yes, the bank will greatly increase your credit evaluation accordingly. However, each condition is not absolute, but it is relatively easy to pass the qualification review and increase the initial consumption limit application, consumption credit and repayment credit. It is still the most important thing for banks.

Proactively apply to increase your credit limit. After half a year of normal use of your credit card, you can actively apply in writing or call the service to adjust your credit limit. The bank needs approval. Under normal circumstances, your credit limit will be increased to a certain extent after reviewing your consumption and credit records.