Having a credit card can provide you with many conveniences and benefits in your consumption activities, but it also increases the number of citizens who encounter credit card-related fraud and suffer heavy losses. These citizens suffer varying degrees of damage. If you can’t pursue the criminals or make up for the losses through your own efforts, then where can you report credit card fraud? 1. Where to report credit card fraud? You can report the case directly to the local economic investigation for processing. According to Article 195 of the Criminal Law, anyone who commits letter of credit fraud under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there is If the amount is particularly huge or there are other particularly serious circumstances, the offender shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan. A fine of not less than RMB 50,000 but not more than RMB 500,000 or property confiscation may be imposed: (1) Using forged or altered letters of credit or accompanying documents and documents; (2) Using invalidated letters of credit; (3) Obtaining letters of credit by fraud ; (4) Carrying out letter of credit fraud through other methods. Article 196 Whoever commits credit card fraud under one of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious If the amount is particularly huge or there are other particularly serious circumstances, the sentence shall be fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan. A fine of not less than RMB 10,000 but not more than RMB 500,000 or confiscation of property may be imposed: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using an expired credit card; (3) Pretending to use another person’s credit card ; (4) Malicious overdraft. The term "malicious overdraft" as mentioned in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession and failing to return the card after being called upon by the card-issuing bank. Anyone who steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. 1. Overdue repayment will be recorded in the personal credit report, but negative information such as overdue repayment will not be recorded in the personal credit report forever. my country's current credit record retention period is five years. After paying off the balance, anyone can start building their credit history all over again. 2. Overdue bank credit card payments may be suspected of credit card fraud; 3. If the principal amount of the debt exceeds 10,000 and is not returned for more than 3 months after two collections by the card-issuing bank, it shall be deemed as "criminal law" "Malicious overdraft" is suspected of credit card fraud and shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention according to law, and shall be fined not less than 20,000 yuan but not more than 200,000 yuan; 4. The amount of malicious overdraft is relatively large, and the entire overdraft has been repaid before the public security organ files the case. If the circumstances are obviously minor, criminal liability may not be pursued in accordance with the law. The above is the relevant answer to "Where to report credit card fraud?" To sum up, as long as it involves economic cases such as credit card fraud, you can report the case directly to the nearest public security agency and provide evidence related to the case in a timely manner. On this basis, the public security agency can catch the criminal through sufficient investigation. elements to prevent more people from being harmed.