1. Is the repayment company reliable?
Repayment agencies are not very reliable, but there are some reliable companies. Under normal circumstances, the interest of repayment institutions is very high, so there are certain risks. Especially when the borrower borrows too much money and can't pay it back, he will choose to find a repayment company to help him repay, or raise a card with a card, which is incorrect. Some repayment companies will attract the attention of lenders with slogans such as low discount interest rate and installment payment, but their interest rates are not that low, and they are definitely high compared with the bank's interest rates. And it will reveal your personal privacy and safety. It is best not to ask the repayment company for help. If your ID number and credit card number and password are leaked, the consequences will be unimaginable.
Second, fraud related to credit card repayment.
Because many people are unable to repay their credit card debts, they will choose to find some informal repayment companies to help them repay, which is very risky. Credit card repayment fraud is a new type of fraud, that is, the swindler gives the card to the borrower, the borrower deposits the money in the card, and the swindler and his associates calculate the time. The loss of the bank card was reported, the payer could not withdraw the money saved, and the swindler ran away, so this was a very serious consequence. Don't trust others to repay credit cards easily. Although there are many repayment companies now, they are not very reliable. Then, when making a loan, you'd better think clearly about your repayment ability.
To sum up, if you want to borrow money, it's better to go to a regular bank, because the interest rate is relatively low, so you can still borrow money from the bank. The bank will evaluate how much money to give you according to your basic situation, and don't blindly lend on small platforms.