name of the bank that supports card processing. Requirements for card processing (other banks)
China Bank supports holding other banks' credit cards for more than 3 months
ICBC does not support it?
not supported by CCB?
agricultural bank doesn't support it?
China merchants bank doesn't support it?
citic bank doesn't support it?
Bank of Communications supports holding other banks' credit cards for more than one year, while counter application
Guangfa Bank supports holding other banks' credit cards for more than six months, counter or network application
Ping An Bank supports holding other banks' credit cards for more than six months, and counter application
China Everbright Bank does not support holding other banks' credit cards for more than one year?
Huaxia bank doesn't support it?
industrial bank doesn't support it?
Minsheng bank doesn't support it?
It can be seen that China Bank, Bank of Communications, China CITIC Bank and other banks support card processing, among which China Bank has the most relaxed conditions.
Conditions to be met when using a credit card to handle a card 1) The credit card of another bank provided has a good record, and it is best to have a high credit limit; If you want to be high, you can do intensive care card
Note: It is generally required that there is no record of overdue repayment for more than 3 days in the last 6 months.
2) The number of credit cards held in the name does not exceed the bank limit. A few banks are required to hold more than 3 (or 5) credit cards of other banks, and the credit limit of frequent use exceeds 9%, which is generally not allowed.
applicants who meet the above conditions can apply for a credit card with their credit cards from other banks (a higher amount is better) and the original ID card. Some banks also need to submit copies of credit cards, financial proof and other materials. If the credit card provided has a good record, it will be easier to pass the bank audit.
what is the credit card limit? Card by card? Although the method can improve the speed of credit card approval and the probability of issuing a card, whether a high-value credit card can be approved depends on the cardholder's card use record, assets and financial resources. If you have a good credit card record, you will undoubtedly get extra points for applying for a credit card, but whether your own assets are strong or not is the key to obtaining a high credit card.
Xiao Bian reminds that credit cards with cards can improve the probability of issuing credit cards to a certain extent, and it is also convenient to obtain higher credit cards. However, the more credit cards, the better. Many banks have certain restrictions on the number of credit cards. Moreover, if you apply for more credit cards, you will not only generate more annual fees, but also easily forget the repayment date. Therefore, it is recommended to know the detailed information of credit cards before applying, select the card type and apply for it in a targeted manner. Some small multi-card consumption can be eliminated, leaving one card as a intensive care card, and the quota has come up.
Information to be submitted when using a credit card to apply for a card 1. Identification information
Copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of your Mainland Pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.
2. Copy of other bank's credit card
You need to submit the copy of other bank's credit card that you have at present.
3. Proof of work and financial resources
If you are currently unemployed, you can apply for a card with the above two certificates. If you are looking for a higher card level or credit card limit, you can also provide your work certificate, income flow, bank deposit certificate, self-owned property certificate and so on.
how to apply for a credit card?